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Active46 days listed

409 Owensby Mill Drive, Ellijay, GA 30536

  • 3bd
  • 3ba
  • 3,532SF
  • 2.04ac lot

Single-family homeOwensby Mill

List price

$450,000

$127/SF list

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FMLS IDXFMLS #7836275 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent The Mountain Life Team

Location

409 Owensby Mill Drive, Ellijay GA 30536

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About this home

The house may feel like home, but it's what lies beyond the backyard that makes this setting hard to replicate. Set on more than 2 acres, the property borders U.S. Forest Service land, with thousands of wooded acres stretching beyond your own - a rare backdrop that adds a sense of privacy and connection to the mountains without putting you far from town. Closer to home, a gently sloping lawn, mature trees, small pond, stonework, and charming footbridge give the property an established feel with plenty of character. Inside, the layout was made for comfortable everyday living, with all three bedrooms on the main level and an open living and dining area anchored by hardwood floors, vaulted ceilings, and a stone fireplace. Just beyond, a sunroom wrapped in windows offers a cozy place for morning coffee, reading, or watching the seasons change through the trees. Covered porches front and back create even more room to slow down outside, while the partially finished terrace level, two-car garage, and separate powered garage provide space for storage, hobbies, or future possibilities. The community also offers private access to the Cartecay River with two riverside pavilions, while Downtown Ellijay is only about five minutes away. With short-term rentals permitted, there's flexibility for how the property can be enjoyed, whether as an everyday home, a mountain getaway, or a place to share with others!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
3,532 SF
Lot size
2.04 acres
Year built
1998
Levels
One
Main-level bedrooms
3
Garage spaces
3
Parking
Drive Under Main Level, Garage
Basement
Partial, Unfinished
Style
Traditional
Construction
Cedar, Stone, Wood Siding
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central, Propane
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Dryer, Microwave, Washer
Lot
Borders US/State Park, Level, Sloped
HOA
No
Annual tax
$638 (2024)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $450,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,129/mo

Principal and interest
$2,782
Property tax
$53
Home insurance
$125
Mortgage insurance
$169
Loan amount
$405,000
Cash down
$45,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Elevate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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