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Pending98 days listed

1039 Mill Street SE, Gainesville, GA 30501

  • 3bd
  • 2ba
  • 1,000SF
  • 0.15ac lot

Single-family home

List price

$279,900

$280/SF list

Ask about this home

FMLS IDXFMLS #7808607 · Listing Provided By KFH Realty, LLC · 678-848-4430 · Listing agent Ken Stanley

Location

1039 Mill Street SE, Gainesville GA 30501

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About this home

Welcome home to this charming and beautifully updated 3-bedroom, 2-bathroom gem! Completely renovated with modern finishes throughout, this 1,000 square foot single-family home offers comfortable living in a convenient location near downtown Gainesville and the New Holland area. Nearby shopping, dining, and parks make for a wonderful old school feel. Key features include: fresh, contemporary interiors with updated kitchen and bathroom, bright, open living spaces perfect for relaxing or entertaining, three cozy bedrooms with ample natural light, and a spacious 6,534 sq ft lot with room for outdoor enjoyment. Built in 1961 and now move-in ready, this home combines classic appeal with today’s comforts. Ideal for first-time buyers, down-sizers, or investors looking for a turnkey property in Gainesville. Don’t miss your opportunity—1039 Mill St SE can be your new address!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Living area
1,000 SF
Lot size
0.15 acres
Year built
1961
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Detached, Driveway, Garage
Basement
Crawl Space
Style
Traditional
Construction
Frame, HardiPlank Type
Roof
Composition, Shingle
Flooring
Luxury Vinyl
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Appliances
Electric Range
Lot
Back Yard, Level
HOA
No
Annual tax
$150 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $279,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,973/mo

Principal and interest
$1,730
Property tax
$13
Home insurance
$125
Mortgage insurance
$105
Loan amount
$251,910
Cash down
$27,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by KFH Realty, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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