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Active52 days listed

1123 Riverside Terrace, Gainesville, GA 30501

  • 3bd
  • 3ba
  • 1,584SF

Townhouse

List price

$425,000

$268/SF list

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FMLS IDXFMLS #7833445 · Listing Provided By The Norton Agency · 770-532-0022 · Listing agent Meredith Owings

Location

1123 Riverside Terrace, Gainesville GA 30501

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About this home

New construction, no HOA, main-level primary, 1 mile from downtown Gainesville. Beautifully designed 3-bedroom, 3-full-bath custom townhome offering low-maintenance living with high-quality finishes and exceptional flexibility. The open-concept main level features luxury vinyl plank flooring throughout (no carpet), abundant natural light, a designer kitchen with custom soft-close cabinetry, beautiful countertops, and upgraded stainless steel appliances, plus convenient main-level laundry with stackable washer and dryer. The spacious primary on the main level includes dual closets and a beautifully appointed bath with double vanity and large walk-in tile shower. Enjoy covered front and rear porches, with the rear porch overlooking level green space, perfect for relaxing or entertaining. Upstairs offers two generously sized bedrooms, two full baths, a second laundry area, and ample storage. The unfinished basement is stubbed for a bath and ready for future expansion, whether you envision a home office, gym, additional flex space or useful storage in addition to a two-car tandem garage. Located just one mile from downtown Gainesville and Brenau University, and minutes from Northeast Georgia Medical Center, restaurants, shopping, entertainment, and everyday conveniences. Brand-new, beautifully finished, expansion-ready, and NO HOA - an exceptional opportunity in an ideal in-town location.

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Townhouse
Status
Active
Bedrooms
3
Full baths
3
Living area
1,584 SF
Year built
2026
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Driveway, Garage, Garage Faces Front
Basement
Bath/Stubbed, Interior Entry, Partial, Unfinished
Style
Craftsman, Townhouse, Traditional
Construction
Brick, HardiPlank Type
Roof
Shingle
Flooring
Ceramic Tile, Luxury Vinyl
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Appliances
Dishwasher, Dryer, Electric Range, Electric Water Heater, Range Hood, Refrigerator, Washer
Lot
Back Yard, Landscaped, Level, Sloped
HOA
No
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $425,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,231/mo

Principal and interest
$2,628
Property tax
$319
Home insurance
$125
Mortgage insurance
$159
Loan amount
$382,500
Cash down
$42,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Norton Agency, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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