Active Under Contract$445,000
3 bd2 ba1,425 SFSingle-family home
3522 Cameron Drive
Gainesville, GA 30506 · Cameron Point · 90 days listed
FMLS #7815986 · Listing Provided By Georgian Home Realty Inc. · 770-783-5237
Active26 days listed
2820 Lullwater Drive, Gainesville, GA 30506
- 3bd
- 3ba
- 2,588SF
- 0.4ac lot
FMLS #7847110 · Listing Provided By LoKation Real Estate, LLC · 470-418-6047 · Listing agent Mihaiela Ploscar
About this home
You truly have to see this one in person! From the moment you arrive, you'll notice the extensive updates inside and out. Located in a lake community. This property offers a unique combination of charm, character, and modern improvements. Step inside to find hardwood floors, beautifully remodeled bathrooms, and a custom-renovated kitchen designed with both style and functionality in mind. The stunning stone fireplace creates a warm focal point, while an additional electric fireplace adds comfort and versatility. A dedicated office space and spacious second-floor bonus room provide flexibility for work, hobbies, storage, or recreation. Outside, enjoy a covered patio, a private patio off the primary suite, an outdoor storage shed, and established chicken coops. Even a greenhouse frame! Every corner of this property offers something special. Photos are only the beginning! Schedule your showing today and experience everything this exceptional home has to offer! OWNER/AGENT
How this list price compares in Gainesville
- List price is 10% below the Gainesville median list price of $494,950 (832 homes).
- Compared with 716 single-family homes in Gainesville: 18% below the median of $544,860.
- List price per square foot is 18% below the Gainesville median of $211/SF.
- All 832 homes for sale in Gainesville, GA.
- 1,356 homes for sale in Hall County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Living area
- 2,588 SF
- Lot size
- 0.4 acres
- Year built
- 1984
- Levels
- One and One Half
- Main-level bedrooms
- 3
- Parking
- Driveway
- Style
- Ranch
- Construction
- Cement Siding
- Roof
- Shingle
- Flooring
- Ceramic Tile, Hardwood, Marble, Wood
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Fireplaces
- 2
- Appliances
- Dishwasher, Disposal, Electric Oven, Electric Water Heater, Range Hood
- Pool
- Above Ground
- Lot
- Back Yard, Corner Lot
- Community
- Lake, Near Schools, Near Shopping, Park
- HOA
- No
- Annual tax
- $2,231 (2025)
- County
- Hall
Assigned schools
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $445,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$3,229/mo
- Principal and interest
- $2,751
- Property tax
- $186
- Home insurance
- $125
- Mortgage insurance
- $167
- HOA dues
- $0
- Loan amount
- $400,500
- Cash down
- $44,500
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by LoKation Real Estate, LLC, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Gainesville?
See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complexes for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- church for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in GainesvilleApartment buildings for sale in Gainesville, GA.
- Georgia warehouse buildings for saleWarehouse and distribution buildings for sale.
Investor research and tools
- Georgia multifamily cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- how to calculate NOI on an apartment buildingHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR explained for multifamilyDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return explainedCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- capitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- cash-on-cash return calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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