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Pending109 days listed

2901 Waterford Drive, Gainesville, GA 30504

  • 2bd
  • 2ba
  • 1,025SF
  • 0.29ac lot

Single-family homeWaterford Bay

List price

$260,000

$254/SF list

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FMLS IDXFMLS #7803107 · Listing Provided By EXP Realty, LLC. · 888-959-9461 · Listing agent Jeannie Posner

Location

2901 Waterford Drive, Gainesville GA 30504

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About this home

New Price – Exceptional Value Near Lake Lanier! Discover the perfect combination of location, lifestyle. Whether you're searching for a weekend getaway, full-time residence, investment property, Airbnb opportunity, or easy one-level living, this charming 2-bedroom, 2-bath ranch offers incredible value just minutes from Lake Lanier, Gainesville Marina, public boat ramps, lakeside parks, and Downtown Gainesville. A recent $5,000 price improvement gives the next owner room to personalize the home's cosmetic finishes while enjoying one of Gainesville's most desirable locations. Inside, you'll find a spacious single-level floor plan featuring a welcoming living room with a stunning stone fireplace, dedicated dining area, and an efficient kitchen ready for your own style and updates. Step outside to the oversized deck overlooking a private backyard with plenty of space for entertaining, gardening, or creating the outdoor retreat you've always wanted. With no HOA and no neighborhood restrictions, you'll have the flexibility to store your boat, RV, trailer, or recreational equipment right at home—a rare find this close to Lake Lanier. Imagine spending your mornings on the lake boating, fishing, kayaking, or paddleboarding, your afternoons exploring nearby parks and hiking trails, and your evenings enjoying the restaurants, breweries, boutiques, farmers market, and year-round events in Downtown Gainesville Square. Affordable homes this close to Lake Lanier with no HOA, boat storage potential, single-level living, and the opportunity to add your own personal touches are becoming increasingly difficult to find. If you've been searching for a home that offers both lifestyle and long-term value.

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
2
Full baths
2
Living area
1,025 SF
Lot size
0.29 acres
Year built
1986
Levels
One
Main-level bedrooms
2
Parking
Driveway
Basement
Crawl Space
Style
Bungalow, Cottage, Ranch
Construction
Vinyl Siding
Roof
Shingle
Flooring
Carpet, Laminate
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Refrigerator
Lot
Back Yard, Corner Lot, Front Yard, Wooded
HOA
No
Annual tax
$1,411 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $260,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,948/mo

Principal and interest
$1,607
Property tax
$118
Home insurance
$125
Mortgage insurance
$98
Loan amount
$234,000
Cash down
$26,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by EXP Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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