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Active64 days listed

3028 St Charles Avenue, Gainesville, GA 30504

  • 3bd
  • 3ba
  • 1,950SF
  • 0.59ac lot

Single-family homePine Valley

List price

$409,900

$210/SF list

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FMLS IDXFMLS #7826245 · Listing Provided By REMAX Center · 770-932-1234 · Listing agent Henry Bailey

Location

3028 St Charles Avenue, Gainesville GA 30504

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About this home

Classic character, exceptional care and a setting that feels established from the moment you arrive. This well-maintained brick home offers a wonderful blend of original mid-century-era details and comfortable living spaces, with hardwood floors, vintage cabinetry and finishes, plantation shutters, built-ins and architectural touches that give the home a personality increasingly hard to find. Spacious living and dining areas provide plenty of room to gather, while multiple bedrooms offer flexibility for family, guests or a home office. The lower level adds tremendous versatility with additional living/flex space, a half bath, workshop and abundant storage. Outside, enjoy the large deck overlooking a beautifully maintained lawn framed by mature trees and established landscaping. A permanently installed standby generator adds another valuable feature. For buyers who appreciate the warmth and craftsmanship of an earlier era, this home offers the opportunity to preserve its vintage character, update selectively over time, or create a distinctive blend of classic and contemporary. A solid, lovingly cared-for home with space, character and possibilities that are increasingly difficult to duplicate. This property is located in an eligible area for the Ameris Choice program, which may provide qualified buyers with up to $10,000 in down payment and/or closing cost assistance. Ask for details and eligibility requirements.

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
1,950 SF
Lot size
0.59 acres
Year built
1970
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage, Drive Under Main Level, Garage Door Opener, Garage Faces Side
Basement
Exterior Entry, Interior Entry, Partial, Unfinished
Style
Ranch
Construction
Block, Brick, Concrete
Roof
Other
Flooring
Hardwood, Carpet, Tile
Heating
Other, Electric, Forced Air
Cooling
Central Air, Electric, Heat Pump
Fireplaces
1
Appliances
Dishwasher, Refrigerator
Lot
Back Yard, Front Yard, Landscaped, Other
Community
Street Lights
HOA
No
Annual tax
$3,767 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $409,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,127/mo

Principal and interest
$2,534
Property tax
$314
Home insurance
$125
Mortgage insurance
$154
Loan amount
$368,910
Cash down
$40,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by REMAX Center, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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