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Active48 days listed

3109 Winding Lake, Gainesville, GA 30504

  • 4bd
  • 4ba
  • 2,579SF
  • 0.66ac lot

Single-family homeLost River Cove- NO HOA

List price

$675,000

$262/SF list

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FMLS IDXFMLS #7835071 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Kaitlyn Kennedy Ashley

Location

3109 Winding Lake, Gainesville GA 30504

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About this home

Builder is offering up to $10,000 toward Buyer’s closing costs with the use of our preferred lender. Welcome to this stunning new construction home in a prime location with NO HOA! This 4-bedroom, 3.5-bath home is nearing completion and will be available to close soon. Located just minutes from downtown Gainesville, Cresswind at Lake Lanier, Cumming, Port Royale, Gainesville Marina, Pelican Pete's, and an exciting new luxury development proposed along Lake Lanier, this location puts you close to everything while still giving you the freedom of no HOA. If your design style is elevated neutrals with subtle pops of color, this is the one for you! Inside, you'll find 10-foot ceilings on the main level, ample windows providing tons of natural light, and luxury LVP flooring throughout with NO carpet anywhere! The floor plan is functional and flexible, with the primary suite plus two additional bedrooms on the main level. The spacious living area features beautiful built ins and gas fireplace, while the gourmet kitchen offers a gas cooktop, quartz countertops, gorgeous backsplash and walk-in pantry. A laundry room and large back porch round out the main living space. Upstairs, an additional bedroom/bathroom and large bonus space give you plenty of flexibility for guests, an office, playroom, 5th bedroom, or additional living area. The unfinished basement provides even more room and a blank canvas for future expansion. This home also backs up to our other new build at 3063 Ivey Road-a unique opportunity for family or friends who want to live close by! Check out both! Don't miss your chance to own a brand-new home with NO HOA, beautiful finishes, a versatile floor plan and a location convenient to everything!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,579 SF
Lot size
0.66 acres
Year built
2026
Levels
One and One Half
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Full, Unfinished
Style
Traditional
Construction
Brick, HardiPlank Type
Roof
Composition
Flooring
Luxury Vinyl, Tile
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Cooktop, Microwave
Lot
Landscaped, Private
HOA
No
Annual tax
$407 (2025)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $675,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,585/mo

Principal and interest
$4,173
Property tax
$34
Home insurance
$125
Mortgage insurance
$253
Loan amount
$607,500
Cash down
$67,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Lanier Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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