Active$900,000
4 bd4 ba4,750 SFSingle-family home
4162 Cumberland Point Drive
Gainesville, GA 30504 · Cumberland On Lanier · 84 days listed
FMLS #7815315 · Listing Provided By Keller Williams Realty Atlanta Partners · 917-882-1724
Active113 days listed
FMLS #7800199 · Listing Provided By The Norton Agency · 770-532-0022 · Listing agent Kim Waters

RARE opportunity to own a Lake Lanier home with a private dock for under $1 million in Gainesville/30501/North Hall! Wake each morning to breathtaking sunrises, with the master suite opening onto the expansive deck, later watching collegiate rowing teams glide past from your breakfast table. Here, you have a front row seat to one of Lake Lanier's most beautiful daily scenes. A peaceful walk through a canopy of hardwoods leads to your private dock in consistently nice water in a no wake zone. With more than 400 feet of Corps frontage, this property offers a level of privacy that's becoming increasingly difficult to find. The protected cove is ideal for rowing, kayaking, paddleboarding, and swimming, while winter reveals spectacular lake views from multiple sides of the home. Located just across the water from the Lake Lanier Olympic Park, you'll enjoy the excitement of rowing events and one of North Georgia's favorite summer traditions—Food Truck Friday nights with live music, great food and lakeside sunsets-all just minutes from home. With no HOA and convenient access to Gainesville, you'll enjoy the perfect balance of peaceful lake living and nearby amenities. This is the kind of property families hold onto for generations. It has remained in the same family since it was built. Inside, you'll find new flooring, fresh interior and exterior paint, new quartz countertops, a new sink, beautiful tiled backsplash, stainless steel kitchen appliances, plus the washer and dryer are included. The stone fireplace, currently electric, is also plumbed with a gas line. The finished terrace-level office, complete with its own private exterior entrance, offers an ideal work-from-home space or studio. The remaining unfinished terrace level is ready for future expansion with spray foam insulation installed and plumbing stubbed for a future kitchen. Major system updates provide peace of mind and include a newer septic tank and drain field extension only four years old with a recent inspection report, a seven-year-old roof with gutter guards, a high-efficiency heat pump with approximately seven years of warranty remaining, a six-year-old electric water heater, a four-year-old deck, a recently widened driveway with turnaround, and spray foam insulation in the garage, along with an air conditioner. There's plenty of room for RV and boat parking and room to build an additional garage.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
As reported in the listing. Verify with the school district.
Payment estimate
Prefilled with the list price of $899,900 and this week's average rate. Change anything to see your number.
$6,194/mo
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Active$900,000
4 bd4 ba4,750 SFSingle-family home
Gainesville, GA 30504 · Cumberland On Lanier · 84 days listed
FMLS #7815315 · Listing Provided By Keller Williams Realty Atlanta Partners · 917-882-1724
Active$900,000
4 bd3 ba4,658 SFSingle-family home
Gainesville, GA 30504 · Cherokee Trail · 4 days listed
FMLS #7856172 · Listing Provided By Century 21 Connect Realty · 678-467-2919
Active$899,000
7 bd4 ba3,769 SFSingle-family home
Gainesville, GA 30507 · 40 days listed
FMLS #7839923 · Listing Provided By Amanda Greaver & Associates · 404-966-9804
Active$898,000
3 bd2 ba1,180 SFSingle-family home
Gainesville, GA 30506 · 78 days listed
FMLS #7818969 · Listing Provided By Atlanta Communities · 202-316-4007
Active$889,900
5 bd5 ba3,659 SFSingle-family home
Gainesville, GA 30506 · Creekside Overlook · 28 days listed
FMLS #7846097 · Listing Provided By LLane & Co. · 404-969-5263
Active$910,000
5 bd5 ba4,580 SFSingle-family home
Gainesville, GA 30506 · Harbour Point · 179 days listed
FMLS #7762721 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070
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Send your question through the form on this page. Listing details come from FMLS and are provided by The Norton Agency, so confirm them before making an offer.
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.
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