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Active393 days listed

3551 Monroe Circle, Gainesville, GA 30506

  • 2bd
  • 2ba
  • 720SF
  • 0.33ac lot

Single-family homeMonroe C Smith

List price

$649,000

$901/SF list

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FMLS IDXFMLS #7656696 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Darlene Plavcan

Location

3551 Monroe Circle, Gainesville GA 30506

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About this home

Sitting on a deep-water cove with water views, this fully renovated two-bedroom retreat offers Lake Lanier waterfront living at its finest. Just steps away, a private dock with a sundeck invites you to sunbathe, swim, or gear up for a day on the lake. Enjoy outdoor living on the spacious deck and screened porch, where peaceful open-water views create the perfect backdrop for relaxing or entertaining. There is a gentle grass yard and easy access to your dock. With no HOA, this low-maintenance property is an excellent choice for both personal enjoyment and investment. Short and long-term rentals are welcome, making this furnished home a turnkey vacation rental or weekend getaway. Located just minutes from downtown Gainesville and only 40 minutes from downtown Atlanta, this charming gem checks every box for location, lake access, and investment potential. Duckett Mill Campground and boat launch are right around the corner, and the property sits on a 1/3-acre lot in a neighborhood of million-dollar homes - perfect for building your dream lake house. Ready for immediate use - start enjoying lake life today!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
2
Living area
720 SF
Lot size
0.33 acres
Year built
1975
Levels
One
Main-level bedrooms
2
Style
Mobile
Construction
Other
Roof
Metal
Flooring
Other
Heating
Central, Heat Pump
Cooling
Heat Pump
Appliances
Other
Lot
Front Yard, Lake On Lot, Private
HOA
No
Annual tax
$3,462 (2024)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $649,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,669/mo

Principal and interest
$4,012
Property tax
$289
Home insurance
$125
Mortgage insurance
$243
Loan amount
$584,100
Cash down
$64,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Lanier Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Gainesville?

See the similar homes section on this page, or browse all homes for sale in Gainesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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