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5433 Speckled Wood Lane, Gainesville, GA 30506

  • 4bd
  • 3ba
  • 3,997SF
  • 0.69ac lot

Single-family homeCreekside At Monarch Ridge Ph

List price

$515,000

$129/SF list

Ask about this home

FMLS IDXFMLS #7859229 · Listing Provided By SRA Signature Realty, Inc. · 770-573-9715 · Listing agent Corbett Jordan

Location

5433 Speckled Wood Lane, Gainesville GA 30506

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About this home

Welcome to 5433 Speckled Wood Lane, where beautiful updates, thoughtful design, and effortless entertaining come together! Nestled in a peaceful, wooded setting in Gainesville, this stunning, move-in-ready home offers 4 bedrooms, 3 full bathrooms, and inviting living spaces filled with natural light. Step inside and appreciate the light, bright, and airy atmosphere, beautiful hardwood floors, soaring ceilings, and an open flow between the living and dining areas. The spacious family room features a striking stone fireplace, vaulted ceiling, and oversized windows that bring the outdoors in. The adjoining dining room offers an elegant setting for gatherings, with architectural columns, detailed trim, and plenty of room to host family and friends. The beautifully updated kitchen combines style and function with crisp white cabinetry, stone countertops, stainless steel appliances, and a breakfast bar. A standout feature is the custom built-in bar area, complete with contrasting cabinetry, glass-front displays, and a beverage refrigerator. Whether hosting a holiday celebration or enjoying a quiet evening at home, this space makes entertaining easy. The primary suite is conveniently located on the main level, while the newly finished second story adds a fourth bedroom and third full bathroom! This thoughtfully completed upper level provides wonderful flexibility for guests, a home office, or additional living needs. Step outside and discover your own private retreat! A new deck provides the perfect place to enjoy morning coffee or unwind in the evening, while the beautifully landscaped backyard features lush greenery, mature trees, and a dedicated outdoor entertaining area with a firepit. Imagine gathering with friends around the fire, enjoying cool fall evenings, or simply relaxing in the peaceful wooded surroundings. The full unfinished basement features high ceilings and offers exceptional possibilities for future expansion, a workshop, home gym, recreation space, or abundant storage. Major improvements include a NEW HVAC system and a roof that is approximately three years old, offering added peace of mind. Conveniently located near Lake Lanier and its recreational opportunities, with easy access to Gainesville, Dawsonville, Dahlonega, shopping, dining, and the beautiful North Georgia mountains. Beautifully updated, thoughtfully expanded, and ready for its next chapter, 5433 Speckled Wood Lane offers the perfect combination of comfort, character, and room to grow. Come see what makes this home so special!

How this list price compares in Gainesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
3,997 SF
Lot size
0.69 acres
Year built
2003
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Unfinished
Style
Traditional
Construction
Other
Roof
Composition
Flooring
Hardwood
Heating
Forced Air
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Double Oven, Electric Oven, Microwave, Refrigerator, Other
Lot
Back Yard, Landscaped, Private, Sloped
HOA
$200 annually
Annual tax
$4,018 (2026)
County
Hall

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $515,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,854/mo

Principal and interest
$3,184
Property tax
$335
Home insurance
$125
Mortgage insurance
$193
HOA dues
$17
Loan amount
$463,500
Cash down
$51,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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