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Active19 days listed

2079 Ivy Mountain Road, Hiawassee, GA 30546

  • 3bd
  • 3ba
  • 2,890SF
  • 1.15ac lot

Single-family homeLake Louisa

List price

$495,000

$171/SF list

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FMLS IDXFMLS #7851631 · Listing Provided By Relate Realty · 678-389-1079 · Listing agent Amy Luna

Location

2079 Ivy Mountain Road, Hiawassee GA 30546

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About this home

This delightful, updated cottage-style home is ready for its new owner! Nestled on 1.15 peaceful acres in the established Lake Louisa community, it's just minutes from downtown Hiawassee and Lake Chatuge. Whether you're an outdoor enthusiast or simply seeking your own mountain retreat, this property provides a fantastic opportunity. You'll love the thoughtful updates throughout, including a beautifully remodeled kitchen with granite countertops, a spacious island, and stainless steel appliances. It also features newer flooring, updated energy efficient doors and windows, a newer HVAC system, fresh paint inside and out, seamless gutters, plantation shutters, upgraded Trex decking and railings, gorgeous exterior stonework, and refreshed metal roofs on all three structures! With a cozy bedroom and full bath on each level, there's plenty of flexibility and welcoming spaces for everyone. The main level welcomes you with a bright, open kitchen and living space featuring a two-story fireplace, a cozy dining room, a peaceful bedroom, and a full bath. Upstairs, you'll love the versatile loft-style bedroom or office, complete with its own full bathroom. The finished basement offers even more living space and storage, along with another bedroom and full bath. Its rear double doors open to a charming stone patio and covered dining area-a wonderful spot for gatherings and taking in the beautiful seasonal Blue Ridge Mountain views. Outside, you can also enjoy a lovely three-sided wrap-around deck, plenty of level parking, and a functional detached garage and workshop with a carport for all those hobbies you have been meaning to get around to. You won't regret coming to see all this property has to offer!

How this list price compares in Hiawassee

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,890 SF
Lot size
1.15 acres
Year built
1991
Levels
Two
Main-level bedrooms
1
Garage spaces
1
Parking
Driveway, Detached, Garage
Basement
Daylight, Exterior Entry, Walk-Out Access, Finished, Finished Bath, Interior Entry
Style
Traditional, Rustic
Construction
Stone, Wood Siding
Roof
Metal
Flooring
Luxury Vinyl, Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Range, Range Hood, Refrigerator, Washer, Dryer
Lot
Wooded, Sloped
HOA
No
Annual tax
$1,524 (2025)
County
Towns

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $495,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,498/mo

Principal and interest
$3,060
Property tax
$127
Home insurance
$125
Mortgage insurance
$186
Loan amount
$445,500
Cash down
$49,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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