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Active70 days listed

4036 Nowland Road, Hiawassee, GA 30546

  • 3bd
  • 2ba
  • 1,550SF
  • 0.5ac lot

Single-family home

List price

$465,000

$300/SF list

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FMLS IDXFMLS #7823295 · Listing Provided By Georgia Dreams Realty · 678-748-3565 · Listing agent Cindy Abdou

Location

4036 Nowland Road, Hiawassee GA 30546

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About this home

Charming Creekside Cottage in Hiawassee! Nestled along the peaceful waters of Swallows Creek, this inviting 3-bedroom cottage offers the perfect blend of comfort, mountain charm, and natural beauty. Inside, you'll find a spacious kitchen with granite countertops the most beautiful fireplace in the family room creating a warm and welcoming atmosphere. Enjoy your morning coffee on the front porch or relax and entertain on the covered deck, overlooking the beautifully landscaped, flat backyard. With two master suites, this home has it all. Just steps from Swallows Creek, the setting is ideal for enjoying the soothing sounds of the water, outdoor activities, and the peaceful mountain surroundings. Gorgeous mountain views add to the appeal of this charming retreat, making it an ideal full-time residence, weekend getaway, or vacation home in beautiful Hiawassee. Multiple upgrades throughout the home add to the value, comfort, and peace of mind of this wonderful property. Don't miss this opportunity to own a charming creekside retreat in the beautiful North Georgia mountains!

How this list price compares in Hiawassee

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,550 SF
Lot size
0.5 acres
Year built
1984
Levels
One and One Half
Main-level bedrooms
2
Garage spaces
1
Parking
Attached, Garage, Garage Door Opener, Kitchen Level
Basement
Crawl Space
Style
Bungalow, Cabin, Cottage
Construction
Vinyl Siding
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Laminate
Heating
Central
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Water Heater, Microwave
Lot
Creek On Lot, Landscaped, Level, Other, Private, Unincorporated
HOA
No
Annual tax
$1,131 (2024)
County
Towns

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $465,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,268/mo

Principal and interest
$2,875
Property tax
$94
Home insurance
$125
Mortgage insurance
$174
Loan amount
$418,500
Cash down
$46,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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