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Active202 days listed

1449 Cherokee Lane, McCaysville, GA 30555

  • 4bd
  • 3ba
    • 0
  • 1ac lot

Single-family home

List price

$699,000

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FMLS IDXFMLS #7757943 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent Tracy Krohn

Location

1449 Cherokee Lane, McCaysville GA 30555

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About this home

CREEKSIDE • PRICED BELOW APPRAISAL • SHORT-TERM RENTAL FRIENDLY • CHAIR LIFT! The absolute pinnacle of mountain living awaits at this rare riverfront retreat where the rushing waters of Fightingtown Creek provide a constant soulful soundtrack to daily life. This sanctuary for the soul offers premier catch-and-release trout fishing right from the backyard where the banks are lined with ancient hardwoods and vibrant mountain laurel. A picturesque hillside boardwalk winds down to the water leading to a tiered outdoor firepit nestled directly at the edge of the creek. Inside, 2-custom chair lifts removes the barrier of climbing stairs & ensures every level of this multi-story haven remains effortlessly reachable for everyone, prioritizing comfort and accessibility throughout the home. The architectural design celebrates these surroundings through a vaulted open-concept living area featuring soaring two-story windows and an interior aesthetic that offers the perfect blend of warm wood paneling and crisp sheetrock walls. Culinary enthusiasts will adore the kitchen’s organic style highlighted by leathered granite countertops with rugged natural edges and a peninsula featuring a built-in wine rack for effortless entertaining. Outdoor entertainers will find paradise on the upper wraparound deck which features a majestic outdoor fireplace that invites guests to linger long after the sun sets. Whether enjoying the warmth of the interior fireplaces or gathered around the tiered outdoor firepits, the connection to nature remains seamless. The expansive outdoor living spaces include a lower-level oasis complete with a hot tub and swing. Inside, the primary suite offers a private escape with its own Juliet balcony while the terrace level provides a full den, dry bar, and flexible spare rooms. This residence has never been used as a short-term rental, preserving an intimate sense of peace & privacy. MUST SEE!

How this list price compares in McCaysville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Lot size
1 acres
Year built
1999
Levels
One and One Half
Main-level bedrooms
1
Parking
Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath
Style
Cabin, Country, Rustic
Construction
Cedar, Wood Siding
Roof
Metal
Flooring
Carpet, Ceramic Tile, Hardwood, Vinyl
Heating
Central, Electric, Propane
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
3
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator
Lot
Creek On Lot, Sloped, Steep Slope, Stream or River On Lot
HOA
No
Annual tax
$1,396 (2024)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $699,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,825/mo

Principal and interest
$4,321
Property tax
$116
Home insurance
$125
Mortgage insurance
$262
Loan amount
$629,100
Cash down
$69,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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