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Pending106 days listed

149 Kirby Street, Summerville, GA 30747

  • 3bd
  • 2ba
  • 1,891SF
  • 0.52ac lot

Single-family homeJones

List price

$269,000

$142/SF list

Ask about this home

FMLS IDXFMLS #7804550 · Listing Provided By Realty Executives Terra Firma · 706-229-9484 · Listing agent Ann Bowman

Location

149 Kirby Street, Summerville GA 30747

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About this home

This solid, all-brick 1946 traditional ranch offers the ultimate peace of mind with over $45,000 in recent upgrades. It features fresh paint, new bedroom carpet (over original hardwood), a renovated laundry room, and a beautiful yard opened up with tree removal and a great fire pit area where the old garage stood. All the heavy lifting is done: a new 200-amp electrical panel, new gas lines, insulated ductwork, structural crawl space repairs, new gutters with leaf guards, and a freshly painted carport. The plumbing is completely worry-free with a 2022 whole-house waterline upgrade to Pex from the meter and throughout. A new GE side-by-side fridge with ice maker and an LG front-load washer/dryer set convey. It’s a rock-solid, hardworking home where the expensive stuff is already handled!

How this list price compares in Summerville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Living area
1,891 SF
Lot size
0.52 acres
Year built
1946
Levels
One
Main-level bedrooms
3
Parking
Carport
Style
Ranch
Construction
Brick 4 Sides
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
Lot
Back Yard, Cleared, Corner Lot
HOA
No
Annual tax
$1,154 (2025)
County
Chattooga

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $269,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,985/mo

Principal and interest
$1,663
Property tax
$96
Home insurance
$125
Mortgage insurance
$101
Loan amount
$242,100
Cash down
$26,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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