Active$409,000
3 bd2 ba2,471 SFSingle-family home
422 Ridgewood Circle
Summerville, GA 30747 · McCollum Thomas · 116 days listed
FMLS #7799195 · Listing Provided By Keller Williams Realty Northwest, LLC. · 706-235-1515
Pending35 days listed
6533 W Armuchee Road, Summerville, GA 30747
- 2bd
- 2ba
- 2,426SF
- 7.53ac lot
FMLS #7841764 · Listing Provided By Ansley Real Estate | Christie's International Real Estate · 404-432-1954 · Listing agent Colby Harris
About this home
If you’ve been looking for privacy, land, and a place that feels like your own little retreat, this is it. Sitting on 7.5 acres, this home has been freshly painted inside and out and features hardwood floors, tons of natural light, and so many ways to enjoy life at home. Spend the afternoon by the pool, grab a fishing pole and head down to your own pond, or just enjoy the peace and privacy of having this much space to yourself. The 18x36 in-ground saltwater pool has a new liner and is surrounded by banana trees, and throughout the property you’ll also find fruit trees, a small creek, a chicken coop, and several outbuildings. There’s room for gardening, animals, hobbies, and more. The property is fenced with a gated entrance for even more privacy. Towards the back is a separate 1920s cabin, another unique part of what makes this place special. The unfinished basement offers natural light and garage-door access, with room for storage, a workshop, or the possibility of finishing out additional space. There’s a lot to discover here and even more room to make it your own.
How this list price compares in Summerville
- List price is 31% above the Summerville median list price of $349,900 (23 homes).
- Compared with 23 single-family homes in Summerville: 31% above the median of $349,900.
- List price per square foot is in line with the Summerville median of $188/SF.
- All 23 homes for sale in Summerville, GA.
- 24 homes for sale in Walker County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Pending
- Bedrooms
- 2
- Full baths
- 2
- Living area
- 2,426 SF
- Lot size
- 7.53 acres
- Year built
- 2001
- Levels
- Two
- Main-level bedrooms
- 1
- Parking
- Level Driveway
- Basement
- Unfinished
- Style
- Cottage
- Construction
- Vinyl Siding
- Roof
- Composition
- Flooring
- Hardwood, Tile
- Heating
- Central
- Cooling
- Central Air
- Fireplaces
- 1
- Appliances
- Dishwasher, Dryer, Electric Range, Microwave, Washer
- Pool
- In Ground, Salt Water
- Lot
- Farm, Pasture, Pond on Lot, Private, Stream or River On Lot
- HOA
- No
- Annual tax
- $1,154 (2025)
- County
- Walker
Assigned schools
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $459,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$3,231/mo
- Principal and interest
- $2,838
- Property tax
- $96
- Home insurance
- $125
- Mortgage insurance
- $172
- HOA dues
- $0
- Loan amount
- $413,100
- Cash down
- $45,900
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Ansley Real Estate | Christie's International Real Estate, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Summerville?
See the similar homes section on this page, or browse all homes for sale in Summerville, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complex for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
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Investor research and tools
- what cap rate Atlanta apartments list atMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- NOI for apartment buildingsHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR explained for multifamilyDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- what a good cash-on-cash return isCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- capitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- cash-on-cash return calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
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