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Active138 days listed

314 Spring Street, Toccoa, GA 30577

  • 3bd
  • 2ba
  • 1,125SF
  • 0.53ac lot

Single-family home

List price

$249,900

$222/SF list

Ask about this home

FMLS IDXFMLS #7787149 · Listing Provided By Alpha Smith Realty Group, LLC · 470-272-5277 · Listing agent Rachael Starr

Location

314 Spring Street, Toccoa GA 30577

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About this home

Welcome to your Northeast Georgia retreat in the charming mountain town of Toccoa, nestled at the foothills of the Appalachian Mountains and just minutes from Currahee Mountain. Known for its vibrant downtown, community college, outdoor recreation, and countless waterfalls and hiking trails, Toccoa offers the perfect blend of small-town charm and mountain living. Situated on over half an acre, this beautifully renovated all-brick ranch home offers modern comfort, thoughtful updates, and outdoor spaces designed to be enjoyed. Pet owners will love the fully fenced backyard featuring a 6-foot wood privacy fence, dedicated kennel area, and plenty of room for pets, children, and outdoor activities. Beautiful landscaping enhances the curb appeal and creates a welcoming first impression. Originally built in 1978, this home underwent a comprehensive renovation in 2023. Major improvements include a new roof, HVAC system, plumbing, electrical, energy-efficient windows, scratch-resistant and waterproof vinyl flooring, drywall, kitchen cabinetry, and stunning quartz stone countertops. Every detail was carefully updated, creating a move-in-ready home with the peace of mind that comes from extensive renovations already being completed. A spacious 10' x 16' storage shed provides ample room for lawn equipment, tools, recreational gear, and additional storage needs. The backyard offers the perfect setting for gardening, entertaining, family gatherings, or simply relaxing in your own private outdoor oasis. Inside, you'll find a bright and inviting floor plan designed for easy everyday living. The open-concept living and kitchen area creates a comfortable space for gathering with family and friends, while the updated kitchen combines style and functionality. Featuring 3 bedrooms, 1.5 baths, and a separate laundry room, this home offers both comfort and convenience. Best of all, all appliances remain with the home, making your move even easier. If you're looking for a home where the major updates have already been completed and outdoor living is just as enjoyable as indoor living, this Toccoa gem is ready to welcome you home.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
1
Half baths
1
Living area
1,125 SF
Lot size
0.53 acres
Year built
1978
Levels
One
Main-level bedrooms
3
Parking
Driveway, Parking Pad
Basement
Crawl Space
Style
Ranch
Construction
Brick, Brick 4 Sides
Roof
Composition
Flooring
Vinyl
Heating
Electric
Cooling
Central Air, Electric
Appliances
Dryer, Electric Range, Range Hood, Refrigerator, Washer
Lot
Back Yard, Front Yard, Sloped
HOA
No
Annual tax
$2,589 (2024)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $249,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,979/mo

Principal and interest
$1,545
Property tax
$216
Home insurance
$125
Mortgage insurance
$94
Loan amount
$224,910
Cash down
$24,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Alpha Smith Realty Group, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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