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School zone · live FMLS IDX

Homes for Sale in the Liberty - Stephens Elementary School Zone (Stephens County, GA)

Homes for sale whose listings report Liberty - Stephens Elementary School (Stephens County) as the assigned elementary school, from current FMLS IDX inventory. Live list-price medians, high school zones, neighborhoods, and how the zone compares with Stephens County. School assignments as reported in each listing; verify with the school district.

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the Liberty - Stephens Elementary School zone market at a glance

Median list price
$347,400
n=10
Median list price per SF
$203
n=10 · 1,653 SF typical
Median days listed
131
n=10
New in the last 30 days
2
1 in the last 7

Median list price is 1% below Stephens County (47 homes, median $349,900).

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 8:09 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Find an area

Inside the Liberty - Stephens Elementary zone

The areas with the most homes for sale right now, by current listing count. Search to jump to any other.

Cities

  1. Toccoa10 homes · $347K

High school zones

As reported in each listing. Verify with the school district.

  1. Stephens County HighStephens County10 homes · $347K

Middle schools

  1. Stephens County MiddleStephens County10 homes · $347K

Other Stephens County elementary zones

  1. Toccoa ElementaryStephens County17 homes · $350K
  2. Big A ElementaryStephens County12 homes · $465K
  3. Stephens - Other ElementaryStephens County7 homes · $335K

Just listed

Newest homes for sale in the Liberty - Stephens Elementary School zone

Sorted by listing date. Showing 1 to 10 of 10.

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 8:09 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Payment estimate

Payment on a median-priced home in the Liberty - Stephens Elementary School zone

Prefilled with the median list price of $347,400 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,664/mo

Principal and interest
$2,148
Property tax
$261
Home insurance
$125
Mortgage insurance
$130
Loan amount
$312,660
Cash down
$34,740

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Inside the numbers

What is for sale in the Liberty - Stephens Elementary School zone

Home types

  • Single-family homes10 100%median $347,400, $203/SF

Bedrooms

  • 1-2 bd0 0%
  • 3 bd9 90%
  • 4 bd1 10%
  • 5+ bd0 0%

List price

  • Under $300K3 30%
  • $300K to $500K7 70%
  • $500K to $750K0 0%
  • $750K to $1M0 0%
  • $1M and up0 0%

Status

  • Active9 90%
  • Active Under Contract0 0%
  • Pending1 10%

Ask Jeff

Questions about homes in the Liberty - Stephens Elementary School zone?

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From the live numbers

the Liberty - Stephens Elementary School zone home market FAQ

How many homes are for sale in the Liberty - Stephens Elementary School zone right now?

10 residential listings in the Liberty - Stephens Elementary School zone are in current FMLS IDX inventory as of Oct 27, 2026, 8:09 AM ET: 9 Active, 0 Active Under Contract, 1 Pending. 2 were listed in the last 30 days.

What is the median list price for a home in the Liberty - Stephens Elementary School zone?

The median list price is $347,400 across 10 priced listings. That is 1% below the Stephens County median of $349,900. These are asking prices, not closed sales or appraisals.

What is the median list price per square foot in the Liberty - Stephens Elementary School zone?

$203 per square foot (median of 10 listings with reported square footage), with a median home size of 1,653 square feet.

What kinds of homes are for sale in the Liberty - Stephens Elementary School zone?

Single-family homes: 10 (100%), median $347,400.

How long have homes in the Liberty - Stephens Elementary School zone been on the market?

The median listing has been on the market 131 days, measured from the listing contract date across 10 listings.

What is the estimated monthly payment on a median-priced home in the Liberty - Stephens Elementary School zone?

About $2,664 per month at $347,400 with 10% down on a 30-year conventional loan at 7.32% (Freddie Mac PMMS), including estimated property tax (about 0.9% a year), $1,500 a year for insurance and mortgage insurance. Estimate only, not a lender. Use the calculator on this page to change the inputs.

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from the homes listed on this page.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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