Active$220,000
2 bd2 ba1,288 SFSingle-family home
1059 Prather Bridge Road
Toccoa, GA 30577 · 43 days listed
FMLS #7837383 · Listing Provided By Michael Carr and Associates, Inc. · 706-206-4377
Active43 days listed
283 Easy Street, Toccoa, GA 30577
- 3bd
- 1ba
- 1,056SF
- 0.69ac lot
FMLS #7837744 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Amy Dodd
About this home
Cute as a button and completely renovated! This charming 3-bedroom, 1-bath home has been thoughtfully updated throughout and is completely move-in ready. Fresh, bright, and full of charm, this adorable home is perfect for a first-time buyer, someone looking to downsize, or anyone who wants a low-maintenance home without the projects. Come see this one before it's gone!
How this list price compares in Toccoa
- List price is 37% below the Toccoa median list price of $344,900 (41 homes).
- Compared with 40 single-family homes in Toccoa: 37% below the median of $344,900.
- List price per square foot is 9% above the Toccoa median of $190/SF.
- All 41 homes for sale in Toccoa, GA.
- 47 homes for sale in Stephens County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 1
- Living area
- 1,056 SF
- Lot size
- 0.69 acres
- Year built
- 1945
- Levels
- One
- Main-level bedrooms
- 3
- Parking
- Carport
- Style
- Bungalow, Traditional
- Construction
- Aluminum Siding
- Roof
- Metal
- Flooring
- Carpet, Laminate
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Appliances
- Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Range Hood
- Lot
- Corner Lot, Private
- HOA
- No
- County
- Stephens
Assigned schools
- HighStephens County
- MiddleStephens County
- ElementaryLiberty - Stephens
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $217,500 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$1,714/mo
- Principal and interest
- $1,345
- Property tax
- $163
- Home insurance
- $125
- Mortgage insurance
- $82
- HOA dues
- $0
- Loan amount
- $195,750
- Cash down
- $21,750
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Similar homes for sale in Toccoa
Active
Active$214,999
3 bd2 ba1,100 SFSingle-family home
803 S Red Rock Road
Toccoa, GA 30577 · 52 days listed
FMLS #7833756 · Listing Provided By LPT Realty, LLC · 877-366-2213
Active Under Contract$229,999
3 bd2 ba1,260 SFSingle-family home
80 Elberton Street
Toccoa, GA 30577 · 85 days listed
FMLS #7815355 · Listing Provided By WG Stephens & Assoc, Inc. · 706-265-0625
Active$235,000
2 bd1 ba770 SFSingle-family home
393 N Red Rock Road
Toccoa, GA 30577 · 0400 - Primary - Ac · 36 days listed
FMLS #7843902 · Listing Provided By Keller Williams Realty Atlanta Partners · 770-356-6526
Active$199,900
2 bd1 ba832 SFSingle-family home
1186 E Tugalo Street
Toccoa, GA 30577 · Tract 1-3 · 171 days listed
FMLS #7767986 · Listing Provided By Keller Williams North Atlanta · 770-663-7291
Active$195,000
3 bd2 ba1,275 SFSingle-family home
574 S Sage Street S
Toccoa, GA 30577 · Booker Washington Heights · 189 days listed
FMLS #7756882 · Listing Provided By EXP Realty, LLC. · 888-959-9461
Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Lanier Partners, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Toccoa?
See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GAApartment buildings and complexes for sale across Georgia.
- Georgia multifamily investment properties for saleDuplexes to large complexes, with screening cap rates on each building.
- church for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in AtlantaApartment buildings for sale inside the City of Atlanta.
- commercial properties for sale in GeorgiaOffice, retail, industrial and other commercial buildings.
Investor research and tools
- apartment cap rates in GeorgiaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- how to calculate NOI on an apartment buildingHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- debt service coverage ratio for apartmentsDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- gross rent multiplier explainedGross rent multiplier on apartment buildings: the formula, Georgia asking GRMs, and when GRM misleads.
- commercial cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- DSCR and cash-on-cash calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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