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Active189 days listed

574 S Sage Street S, Toccoa, GA 30577

  • 3bd
  • 2ba
  • 1,275SF
  • 0.23ac lot

Single-family homeBooker Washington Heights

List price

$195,000

$153/SF list

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FMLS IDXFMLS #7756882 · Listing Provided By EXP Realty, LLC. · 888-959-9461 · Listing agent Robin Glass

Location

574 S Sage Street S, Toccoa GA 30577

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About this home

Completely refreshed and move-in ready, this renovated brick home offers space, flexibility, and value in one smart package. Featuring 3 oversized bedrooms and 1.5 baths, the home opens to a bright, open-concept living area with durable luxury vinyl plank flooring throughout—perfect for everyday living and easy maintenance. The layout is designed for versatility, with both a main living area and a separate den ideal for entertaining, working from home, or creating a second lounge space. An oversized mudroom/laundry area just off the kitchen and dining space adds convenience and extra storage—something you don’t often find at this price point. Major systems have already been taken care of, with the roof, HVAC, and water heater all under 5 years old—giving buyers peace of mind from day one. Situated on a private, low-maintenance lot with ample parking, this property is ideal for buyers looking for quiet living without the hassle of extensive upkeep. Located just minutes from downtown shopping, dining, and everyday amenities, you get both convenience and a sense of retreat. Even better—this home qualifies for 100% financing and down payment assistance programs, making homeownership more accessible than ever. If you’ve been waiting for an affordable, updated home with space to grow, this is your opportunity. Schedule your showing today.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
1
Half baths
1
Living area
1,275 SF
Lot size
0.23 acres
Year built
1972
Levels
One
Main-level bedrooms
3
Parking
Attached, Carport
Basement
Crawl Space
Style
Ranch
Construction
Brick
Roof
Composition
Flooring
Laminate
Heating
Central
Cooling
Central Air
Appliances
Gas Oven, Gas Range, Gas Water Heater
Lot
Level, Sloped
HOA
No
Annual tax
$1,219 (2024)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $195,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,505/mo

Principal and interest
$1,206
Property tax
$102
Home insurance
$125
Mortgage insurance
$73
Loan amount
$175,500
Cash down
$19,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Toccoa

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by EXP Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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