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Active171 days listed

1186 E Tugalo Street, Toccoa, GA 30577

  • 2bd
  • 1ba
  • 832SF
  • 0.58ac lot

Single-family homeTract 1-3

List price

$199,900

$240/SF list

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FMLS IDXFMLS #7767986 · Listing Provided By Keller Williams North Atlanta · 770-663-7291 · Listing agent Emin Bayram

Location

1186 E Tugalo Street, Toccoa GA 30577

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About this home

This fully renovated 2-bedroom, 1-bath home offers country living at its best. Sitting on a spacious lot with beautiful open yard space and surrounded by nature, it’s the kind of place where you can slow down, enjoy the outdoors, and feel right at home. Inside, everything has been updated with a fresh, clean feel, including new appliances and modern finishes, while still keeping the warm character of a country cottage. Public records show an effective year built of 1970, but the updates make this home feel fresh and move-in ready. Enjoy mornings on the covered front porch, plenty of room for gardening, pets, or outdoor hobbies, and best of all — no HOA telling you what you can and can’t do. Whether you’re looking for a starter home, downsizing, or just wanting a simpler country lifestyle, this property is one you’ll want to see

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
1
Living area
832 SF
Lot size
0.58 acres
Year built
1944
Levels
One
Main-level bedrooms
2
Parking
Carport, Covered, Driveway
Style
Bungalow, Cottage
Construction
Shingle Siding
Roof
Shingle
Flooring
Tile, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Appliances
Dishwasher, Disposal, Electric Oven, Electric Range
Lot
Back Yard, Cleared, Front Yard, Landscaped, Level
HOA
No
Annual tax
$537 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $199,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,481/mo

Principal and interest
$1,236
Property tax
$45
Home insurance
$125
Mortgage insurance
$75
Loan amount
$179,910
Cash down
$19,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Toccoa

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams North Atlanta, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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