Active69 days listed

139 Myrtle Street, Toccoa, GA 30577

  • 3bd
  • 3ba
  • 2,478SF
  • 1.27ac lot

Single-family home

List price

$385,000

$155/SF list

Ask about this home

FMLS IDXFMLS #7823911 · Listing Provided By Coldwell Banker Realty · 770-889-3051 · Listing agent Michelle Phagan

Location

139 Myrtle Street, Toccoa GA 30577

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About this home

**Seller is offering to assist with buyer closing costs so get a great house and some great assistance!** Come check it out today and enjoy all the beauty of the old and new seamlessly integrated in a recently renovated timeless brick beauty with a wonderful expansive cottage feel. This home features 3-4 bedrooms, 2 and 1/2 baths, an open floor plan, approx 2,478 sq ft of living space and approx 1,770 of unfinished (but is/can be heated and cooled) walkout daylight basement. The basement is currently being used as an apartment space for family as it has a separate kitchen area with a sink, counter, stove and refrigerator. The lovely entryway foyer with custom built in nook cases welcomes you into a sizable living room with a focal point fireplace which flows into the dining room and then into the kitchen. The modern kitchen boasts granite countertops and stainless steel appliances and has excellent cabinet and countertop space with the well-located laundry room just off the kitchen. The hardwood floors throughout the majority of the home kept the classic, ageless warmth and character of the home while the upgraded waterproof LVP in the modernized kitchen and updated bathrooms offers the newer on trend design and protection. The master suite is a large room with a spacious, walk-in closet with plentiful, new shelving and completely renovated en suite master bath including a fully tiled step-in shower. The half bath for guest use is just off the large den/family room which is the perfect room for relaxing family fun or entertaining with its own separate inviting fireplace. There is also a room off the den that is perfect for an office space or craft room and could even be a separate small bedroom or pet room. Speaking of entertaining, both the very large beautiful deck with its built in hot tub and the relaxing, screened-in porch with swing are accessed from the den so there are lots of ways to delight guests when having them over as well as you and your family just enjoying all this home has to offer! All of this on an expansive, well established and gorgeous 1.27 acre lot with garden space and an old-school built, trussed and powered workshop located so close to in town for easy shopping and dining but with a rural feel. There is just so much to love about this property and so much potential that it just needs to be seen to fully appreciate it! As an added bonus, the seller will be providing a Buyer's Home Warranty for this property at closing.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,478 SF
Lot size
1.27 acres
Year built
1950
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
1
Parking
Carport, Driveway, Garage, Level Driveway
Basement
Daylight, Exterior Entry, Full, Interior Entry, Unfinished
Style
Traditional
Construction
Brick 4 Sides, Other
Roof
Composition
Flooring
Hardwood, Luxury Vinyl
Heating
Central, Electric
Cooling
Central Air, Electric
Fireplaces
3
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater
Lot
Back Yard, Front Yard, Landscaped, Level, Private
HOA
No
Annual tax
$2,629 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $385,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,869/mo

Principal and interest
$2,380
Property tax
$219
Home insurance
$125
Mortgage insurance
$144
Loan amount
$346,500
Cash down
$38,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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