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Active29 days listed

4402 Nub Garland Road, Toccoa, GA 30577

  • 3bd
  • 2ba
  • 1,612SF
  • 1ac lot

Single-family home

List price

$369,000

$229/SF list

Ask about this home

FMLS IDXFMLS #7845326 · Listing Provided By Berkshire Hathaway HomeServices Georgia Properties · 770-814-2300 · Listing agent Kendra Hart

Location

4402 Nub Garland Road, Toccoa GA 30577

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About this home

**Welcome home to 4402 Nub Garland! ** This well-maintained and move-in-ready 3-bedroom, 2-bathroom home sits on a beautiful 1-acre lot, offering a wonderful combination of comfort, space, and privacy. Inside, you’ll find 1,612 square feet of inviting living space featuring beautiful hardwood flooring, a separate dining room, and a cozy brick fireplace that creates the perfect gathering space. The primary suite offers a walk-in closet and a private bathroom with double sinks for comfort and convenience. Step outside and enjoy the room and privacy that comes with a full acre of land. The home also features an encapsulated crawl space, which helps with property care and maintenance. With a functional layout, desirable features, and a peaceful 1-acre setting, this home is ready for its next owners. **Come see all that 4402 Nub Garland has to offer!**

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,612 SF
Lot size
1 acres
Year built
1993
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Style
Ranch, Craftsman
Construction
Other, Shingle Siding
Roof
Shingle, Other
Flooring
Carpet, Hardwood
Heating
Electric
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Dryer, Microwave, Refrigerator
Lot
Back Yard, Cleared, Front Yard, Private, Open Lot
HOA
No
Annual tax
$2,228 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $369,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,730/mo

Principal and interest
$2,281
Property tax
$186
Home insurance
$125
Mortgage insurance
$138
Loan amount
$332,100
Cash down
$36,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Berkshire Hathaway HomeServices Georgia Properties, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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