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Active246 days listed

653 Racetrack Road, Toccoa, GA 30577

  • 3bd
  • 2ba
  • 1,516SF
  • 1ac lot

Single-family homeBelmont Place

List price

$334,900

$221/SF list

Ask about this home

FMLS IDXFMLS #7723612 · Listing Provided By Berkshire Hathaway HomeServices Georgia Properties · 706-654-2086 · Listing agent Betty Cheek

Location

653 Racetrack Road, Toccoa GA 30577

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About this home

Brand new ranch-style home offering the perfect blend of modern comfort and peaceful country living. This thoughtfully crafted 3-bedroom, 2-bath home features an open-concept floor plan designed for easy living and effortless entertaining, with spacious living areas ideal for gathering with family and friends. Restrictive covenants help preserve the neighborhood's charm and long-term value-without the burden of HOA dues. Enjoy the quiet setting while still benefiting from convenient access to the Toccoa Bypass, making daily commutes simple and efficient. For added peace of mind, the builder includes a 2-10 Home Warranty, providing valuable protection for your investment. Builder renderings, floor plans, and elevations are for illustrative purposes only and may not reflect the final construction; builder reserves the right to modify plans, specifications, materials, and features at their discretion. Home is currently under construction with an approximate completion date of July 1, 2026.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,516 SF
Lot size
1 acres
Year built
2026
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage Door Opener, Garage, Garage Faces Front, Kitchen Level, Level Driveway
Style
Craftsman
Construction
HardiPlank Type, Other
Roof
Composition, Shingle
Flooring
Carpet, Luxury Vinyl, Other
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Range, Microwave
Lot
Level, Open Lot
HOA
No
Annual tax
$1 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $334,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,321/mo

Principal and interest
$2,070
Property tax
$0
Home insurance
$125
Mortgage insurance
$126
Loan amount
$301,410
Cash down
$33,490

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Berkshire Hathaway HomeServices Georgia Properties, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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