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Active202 days listed

773 Shorewood Circle, Toccoa, GA 30577

  • 5bd
  • 2ba
  • 2,048SF
  • 0.57ac lot

Single-family homeShorewood Estates

List price

$324,999

$159/SF list

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FMLS IDXFMLS #7749015 · Listing Provided By Engel & Volkers Atlanta · 404-845-7724 · Listing agent Jeremy Cwikla

Location

773 Shorewood Circle, Toccoa GA 30577

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About this home

Welcome to your Lake Hartwell retreat in beautiful Shorewood Estates! This 5-bedroom, 2-bath cabin sits on a private wooded lot with private dock, and a path leading directly to the water. Enjoy 2,048 sq. ft. of living space featuring vaulted ceilings, Enjoy Natural wood finishes, hardwood and tile flooring, along with large windows that bring warmth and character throughout, and a spacious great room with large open windows, perfect for gathering. The kitchen offers ample counter space and a full appliance package. Five bedrooms provide room for family and guests, plus a partially finished basement with endless potential for future living area, rec room, or storage. Outside, the full front and side decks create the ideal spot for entertaining or relaxing with lake views. Enjoy a convenient pull-through driveway with parking for multiple vehicles, boats, or trailers. Perfect as a primary residence, vacation home, or investment property. Bring your boat or just walk down to your private dock and enjoy sitting by the water or fishing. Bring your vision, and start living the lake life today.

How this list price compares in Toccoa

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
2
Living area
2,048 SF
Lot size
0.57 acres
Year built
1974
Levels
One
Main-level bedrooms
5
Parking
Driveway, Parking Pad, RV Access/Parking
Basement
Daylight, Exterior Entry, Partial, Unfinished, Walk-Out Access
Style
Cabin
Construction
Wood Siding
Roof
Shingle
Flooring
Hardwood
Heating
Central
Cooling
Central Air
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Microwave
Lot
Lake On Lot, Private, Sloped, Wooded
HOA
No
Annual tax
$2,326 (2025)
County
Stephens

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $324,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,450/mo

Principal and interest
$2,009
Property tax
$194
Home insurance
$125
Mortgage insurance
$122
Loan amount
$292,499
Cash down
$32,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Engel & Volkers Atlanta, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Toccoa?

See the similar homes section on this page, or browse all homes for sale in Toccoa, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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