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School zone · live FMLS IDX

Homes for Sale in the Banks County Middle School Zone (Banks County, GA)

Homes for sale whose listings report Banks County Middle School (Banks County) as the assigned middle school, from current FMLS IDX inventory. Live list-price medians, high school zones, neighborhoods, and how the zone compares with Banks County. School assignments as reported in each listing; verify with the school district.

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the Banks County Middle School zone market at a glance

Median list price
$399,900
n=69
Median list price per SF
$201
n=66 · 2,175 SF typical
Median days listed
88
n=69
New in the last 30 days
10
3 in the last 7

Median list price is 5% below Banks County (75 homes, median $421,813).

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 9:01 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Find an area

Inside the Banks County Middle zone

The areas with the most homes for sale right now, by current listing count. Search to jump to any other.

Top neighborhoods

  1. Chimney OaksHomer27 homes · $422K
  2. Chambers LandingCommerce2 homes · $602K
  3. Hudson FallsLula2 homes · $387K
  4. Oak RidgeMaysville2 homes · $410K
  5. Waterford GlenLula2 homes · $342K

Cities

  1. Homer33 homes · $399K
  2. Commerce10 homes · $669K
  3. Lula8 homes · $342K
  4. Maysville8 homes · $409K
  5. Alto5 homes · $380K
  6. Baldwin4 homes · $553K

High school zones

As reported in each listing. Verify with the school district.

  1. Banks County HighBanks County69 homes · $400K

Elementary schools

  1. Banks County ElementaryBanks County69 homes · $400K

Other Banks County middle zones

  1. Banks - Other MiddleBanks County6 homes · $530K

Just listed

Newest homes for sale in the Banks County Middle School zone

Sorted by listing date. Showing 1 to 24 of 69.

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 9:01 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Payment estimate

Payment on a median-priced home in the Banks County Middle School zone

Prefilled with the median list price of $399,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,047/mo

Principal and interest
$2,472
Property tax
$300
Home insurance
$125
Mortgage insurance
$150
Loan amount
$359,910
Cash down
$39,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Inside the numbers

What is for sale in the Banks County Middle School zone

Home types

  • Single-family homes60 87%median $431,478, $198/SF
  • Townhouses9 13%median $285,385, $206/SF

Bedrooms

  • 1-2 bd4 6%
  • 3 bd30 43%
  • 4 bd27 39%
  • 5+ bd8 12%

List price

  • Under $300K19 28%
  • $300K to $500K34 49%
  • $500K to $750K8 12%
  • $750K to $1M3 4%
  • $1M and up5 7%

Status

  • Active58 84%
  • Active Under Contract1 1%
  • Pending10 14%

Ask Jeff

Questions about homes in the Banks County Middle School zone?

Send a note with your price range, timing and must-haves. Jeff will reply by email.

From the live numbers

the Banks County Middle School zone home market FAQ

How many homes are for sale in the Banks County Middle School zone right now?

69 residential listings in the Banks County Middle School zone are in current FMLS IDX inventory as of Oct 27, 2026, 9:01 AM ET: 58 Active, 1 Active Under Contract, 10 Pending. 10 were listed in the last 30 days.

What is the median list price for a home in the Banks County Middle School zone?

The median list price is $399,900 across 69 priced listings. That is 5% below the Banks County median of $421,813. These are asking prices, not closed sales or appraisals.

What is the median list price per square foot in the Banks County Middle School zone?

$201 per square foot (median of 66 listings with reported square footage), with a median home size of 2,175 square feet.

What kinds of homes are for sale in the Banks County Middle School zone?

Single-family homes: 60 (87%), median $431,478; Townhouses: 9 (13%), median $285,385.

How long have homes in the Banks County Middle School zone been on the market?

The median listing has been on the market 88 days, measured from the listing contract date across 69 listings.

Which neighborhoods in the Banks County Middle School zone have the most homes for sale?

Chimney Oaks (27, median $421,813), Chambers Landing (2, median $601,994), Hudson Falls (2, median $387,450), Oak Ridge (2, median $409,500), Waterford Glen (2, median $342,450).

What is the estimated monthly payment on a median-priced home in the Banks County Middle School zone?

About $3,047 per month at $399,900 with 10% down on a 30-year conventional loan at 7.32% (Freddie Mac PMMS), including estimated property tax (about 0.9% a year), $1,500 a year for insurance and mortgage insurance. Estimate only, not a lender. Use the calculator on this page to change the inputs.

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from the homes listed on this page.

Other property types for sale

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Thinking about a rental or a building instead? Send Jeff a message.

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