JeffCroweCRE

SAFMR by ZIP/California/ZIP 95460

FY2027 SAFMR · Oct 1, 2026 – Sep 30, 2027

ZIP 95460 Mendocino County, CaliforniaSection 8 / HUD Payment Standards

HUD Small Area Fair Market Rent and Section 8 payment-standard information for ZIP 95460. These figures are the Housing Choice Voucher benchmark, not the PHA’s adopted payment standard. Local authorities usually set that standard between 90% and 110% of the table below. Numbers are gross rents (contract rent + essential utilities). FMR area: Mendocino County, CA. Housing stock for this ZIP: ZIP 95460 — Mendocino, CA housing and small multifamily market.

Efficiency
$1,620
1BR SAFMR
$1,730
2BR SAFMR
$2,260
3BR SAFMR
$3,130
4BR SAFMR
$3,500
2BR 90% floor
$2,034
2BR 110% ceiling
$2,486
ACS median rent
$1,908
SAFMR / ACS rent
1.184×
Renter share
23.2%
Vacancy
24.2%
2–49 unit stock
42

ZIP brief

Email this profile

HUD schedule, ACS stock, and the 90–110% band for ZIP 95460 · CA — sent to you.

ZIP 95460 · CA

By checking this box you agree that you may be referred to another real estate broker or related service and acknowledge that CENTURY 21 The Avenues licensees and/or affiliates may be paid a valuable consideration for facilitating such referral.

ACS rent vs 2BR SAFMR

ZIP 95460 — Mendocino, CA housing and small multifamily market →
ACS median rent$1,908
2BR SAFMR$2,260
90% floor$2,034
110% ceiling$2,486

ACS median gross rent is all bedrooms. SAFMR is bedroom-specific.

FY2027 SAFMR schedule

UnitSAFMR90% floor110% ceiling
Efficiency$1,620$1,458$1,782
1 Bedroom$1,730$1,557$1,903
2 Bedroom$2,260$2,034$2,486
3 Bedroom$3,130$2,817$3,443
4 Bedroom$3,500$3,150$3,850

Source: HUD Small Area Fair Market Rents FY2027.HUD dataset. 90/110% is the statutory band a PHA may adopt — it is not the adopted local payment standard.

2BR SAFMR here is $2,260 versus a $1,690 median across 12 other published ZIPs in this metro set (at or above the local SAFMR midpoint).

ZIP 95460 calculators · FY2027

Runs in your browser. Payment standard is a what-if inside the statutory 90–110% band — not the PHA’s adopted schedule.

SAFMR
—
Assumed PS
—
Max contract rent
—
RCS 150% line
—

Enter asking rent to place it in the 90–110% band.

HAP sketch

Sketch only: 30% of gross monthly income, no deductions, no min-rent, no 40% cap test. Confirm with the PHA.

Investor

Use the 2BR/3BR SAFMR as a voucher-underwriting check on 2–4 and small 5–50 unit product, not as market rent. Voucher Spread™ (SAFMR vs FMLS small multifamily) is published on qualifying Georgia ZIPs only.

Landlord / PHA

Payment standard ≠ asking rent. Confirm the adopted 90–110% schedule and the utility allowance. Rent reasonableness still applies even when asking rent sits inside the band.

Voucher household

The figures are gross-rent benchmarks. A unit at the SAFMR with tenant-paid utilities will clear less contract rent than the headline number. Ask the PHA for the current utility schedule before you tour.

95460 is HUD research for California. Brokerage is Georgia; out-of-state work is referral.

ZIP 95460 — Mendocino, CA housing and small multifamily market·California SAFMR directory·SAFMR by state·Investment analyzer

Nearby ZIPs in this metro

ZIPPlace1BR2BR3BR
95410Mendocino County$1,280$1,680$2,33095415Mendocino County$1,230$1,610$2,23095417Mendocino County$1,280$1,680$2,33095418Mendocino County$1,280$1,680$2,33095420Mendocino County$1,430$1,870$2,59095425Mendocino County$1,940$2,550$3,50095427Mendocino County$1,450$1,900$2,62095428Mendocino County$1,240$1,620$2,24095429Mendocino County$1,230$1,610$2,23095432Mendocino County$1,290$1,690$2,34095437Mendocino County$1,310$1,720$2,38095445Mendocino County$1,940$2,550$3,500

FAQ

What is the Section 8 rent in ZIP 95460?

On Jeff Crowe CRE, HUD’s FY2027 Small Area Fair Market Rents for 95460 (Mendocino County, CA) — the Section 8 / Housing Choice Voucher benchmark — are $1,620 efficiency, $1,730 1-bedroom, $2,260 2-bedroom, $3,130 3-bedroom, and $3,500 4-bedroom. These are gross rents (contract rent + essential utilities), effective October 1, 2026 through September 30, 2027. The PHA’s payment standard is usually 90–110% of SAFMR, not the SAFMR itself.

How much will Section 8 pay for a 2-bedroom in 95460?

Jeff Crowe CRE lists the FY2027 2-bedroom SAFMR for 95460 at $2,260. A typical payment-standard band is $2,034 to $2,486 (90–110% of SAFMR). Actual HAP depends on the adopted PHA schedule, the utility allowance, household income, and rent reasonableness. Confirm with the administering PHA.

What is the Section 8 payment standard in 95460?

HUD does not publish each PHA’s adopted payment standard. Jeff Crowe CRE shows the statutory 90–110% band around the FY2027 SAFMR for ZIP 95460: 1BR $1,557–$1,903, 2BR $2,034–$2,486, 3BR $2,817–$3,443. Ask the local housing authority for the current schedule and utility allowance.

Is the SAFMR the same as the Section 8 payment standard?

No. On Jeff Crowe CRE, SAFMR is HUD’s ZIP-level Fair Market Rent. The payment standard is what the PHA adopts, usually between 90% and 110% of SAFMR. Contract rent can differ again after the utility allowance. Asking rent can sit above the payment standard; the household pays the gap if the PHA allows it.

What is the HUD Fair Market Rent for 95460?

Jeff Crowe CRE publishes the HUD Fair Market Rent used for Housing Choice Vouchers in ZIP 95460 as the FY2027 Small Area FMR: $1,620 efficiency, $1,730 1BR, $2,260 2BR, $3,130 3BR, $3,500 4BR.

Why is 95460 a Small Area FMR instead of one metro-wide number?

95460 is in the Mendocino County, CA FMR area. Jeff Crowe CRE maps HUD SAFMR at the ZIP so voucher holders can reach neighborhoods whose rents sit above or below the metro average.

How should a small multifamily investor use the 95460 SAFMR?

Jeff Crowe CRE treats SAFMR as a bid floor/ceiling check for voucher-heavy rentals in Mendocino County, CA — not as market rent. Confirm the administering PHA’s adopted payment standard. Voucher Spread™ (SAFMR vs FMLS small multifamily) is published on Jeff Crowe CRE for Georgia ZIPs that clear the sample threshold.

Where is the housing-stock profile for ZIP 95460?

Jeff Crowe CRE publishes Census housing stock, renter share, small-multifamily composition, LIHTC inventory, and 2018–2023 population change for ZIP 95460 on the ZIP 95460 — Mendocino, CA housing and small multifamily market. This page is the HUD SAFMR / Section 8 schedule only.