JeffCroweCRE

Housing market/Maine/ZIP 04055

ACS 2023 · FY2027 SAFMR

ZIP 04055 Naples, Cumberland County, Maine

Cumberland County, ME (part) HUD Metro FMR Area · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,949
Households
2,099
Median HH income
$68,278
Renter share
11.2%
Median gross rent
$1,412
Vacancy
39.3%
Pop. change
+0.7%
2BR SAFMR
$2,560
SAFMR / rent
1.813×
2–49 unit stock
170
LIHTC proj / units
—
HUD assisted MF
1 / 20

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 04055 · ME — sent to you.

ZIP 04055 · ME

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ACS rent vs 2BR SAFMR

ZIP 04055 — Naples, ME HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,412
2BR SAFMR$2,560
90% floor$2,304
110% ceiling$2,816

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 04055

  • 1-unit detached2,73079.0%
  • 1-unit attached722.1%
  • 2–4 units842.4%
  • 5–49 units862.5%
  • Mobile48314.0%
TypeUnitsShare
1-unit detached2,73079.0%
1-unit attached722.1%
2 units (duplex)431.2%
3–4 units411.2%
5–9 units862.5%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile48314.0%

2–4 unit share 2.4% · 5–49 unit share 2.5% · combined 2–49 4.9%.

Units by bedrooms

Studio
107
1BR
287
2BR
1,019
3BR
1,684
4BR
290
5+
68

Rent burden

Rent ≥30% of income75.4%
Rent ≥50% of income69.1%
  • ACS median gross rent $1,412 (all bedrooms, occupied rentals).
  • Median contract rent $1,169.
  • Renters paying ≥30% of income 75.4%; ≥50% 69.1%.
  • FY2027 2BR SAFMR $2,560 (1.813× ACS median gross rent).

Population

3,949 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +0.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: 1 properties, 20 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 761 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 04055 11.2% of occupied households are renters; vacancy is 39.3%; ACS median gross rent is $1,412; population increased +0.7% between the 2018 and 2023 ACS vintages; the housing stock includes 84 units in 2–4-unit structures and 86 units in 5–49-unit structures; FY2027 2BR SAFMR is $2,560 versus ACS median gross rent of $1,412. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maine research

ZIP 04055 is a Census / HUD profile for Cumberland County, ME (part), ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 04055 — Naples, ME HUD Section 8 Payment Standards / SAFMR·Maine ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
04003Cumberland County, ME (part) HUD Metro FMR Area30.2%—$2,11004009Cumberland County, ME (part) HUD Metro FMR Area15.5%$1,196$1,69004024Cumberland County, ME (part) HUD Metro FMR Area13.9%—$2,10004029Cumberland County, ME (part) HUD Metro FMR Area14.2%$1,302$1,98004032Cumberland County, ME (part) HUD Metro FMR Area23.3%$1,436$2,27004039Cumberland County, ME (part) HUD Metro FMR Area16.8%$1,321$2,10004057Cumberland County, ME (part) HUD Metro FMR Area0.0%—$1,69004066Cumberland County, ME (part) HUD Metro FMR Area34.5%$1,402$1,89004069Cumberland County, ME (part) HUD Metro FMR Area9.1%$1,638$2,23004071Cumberland County, ME (part) HUD Metro FMR Area12.4%$1,385$2,06004079Cumberland County, ME (part) HUD Metro FMR Area17.6%$1,309$1,93004091Cumberland County, ME (part) HUD Metro FMR Area12.7%—$1,700

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 04055?

ZIP 04055 (Cumberland County, ME (part) HUD Metro FMR Area) has 3,949 residents, 2,099 households, a renter share of 11.2%, median household income of $68,278, and ACS 2023 median gross rent of $1,412. Vacancy is 39.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 04055?

ACS counts 43 units in 2-unit buildings, 41 in 3–4 unit buildings, 86 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 170 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 04055?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,560. See the full schedule and 90–110% payment-standard band on the ZIP 04055 — Naples, ME HUD Section 8 Payment Standards / SAFMR.

Does this Maine ZIP profile include Georgia listings?

No. ZIP 04055 is Census / HUD research for Cumberland County, ME (part) HUD Metro FMR Area. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.