JeffCroweCRE

Housing market/Maine/ZIP 04101

ACS 2023 · FY2027 SAFMR

ZIP 04101 Portland, Maine

Portland, ME HUD Metro FMR Area · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
18,128
Households
10,323
Median HH income
$60,726
Renter share
77.4%
Median gross rent
$1,457
Vacancy
10.3%
Pop. change
+5.1%
2BR SAFMR
$2,420
SAFMR / rent
1.661×
2–49 unit stock
7,797
LIHTC proj / units
31 / 1,540
HUD assisted MF
10 / 628

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 04101 · ME — sent to you.

ZIP 04101 · ME

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ACS rent vs 2BR SAFMR

ZIP 04101 — Portland, ME HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,457
2BR SAFMR$2,420
90% floor$2,178
110% ceiling$2,662

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 04101

  • 1-unit detached8807.6%
  • 1-unit attached2652.3%
  • 2–4 units3,34829.1%
  • 5–49 units4,44938.7%
  • 50+ units2,50921.8%
  • Mobile590.5%
TypeUnitsShare
1-unit detached8807.6%
1-unit attached2652.3%
2 units (duplex)7266.3%
3–4 units2,62222.8%
5–9 units2,07718.0%
10–19 units1,1299.8%
20–49 units1,24310.8%
50+ units2,50921.8%
Mobile590.5%

2–4 unit share 29.1% · 5–49 unit share 38.7% · combined 2–49 67.7%.

Units by bedrooms

Studio
1,000
1BR
4,663
2BR
3,971
3BR
1,573
4BR
224
5+
79

Rent burden

Rent ≥30% of income47.5%
Rent ≥50% of income20.6%
  • ACS median gross rent $1,457 (all bedrooms, occupied rentals).
  • Median contract rent $1,341.
  • Renters paying ≥30% of income 47.5%; ≥50% 20.6%.
  • FY2027 2BR SAFMR $2,420 (1.661× ACS median gross rent).

Population

18,128 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +5.1%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 31 projects, 1,540 units.
  • HUD project-based assisted MF: 10 properties, 628 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 761 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 04101 77.4% of occupied households are renters; vacancy is 10.3%; ACS median gross rent is $1,457; population increased +5.1% between the 2018 and 2023 ACS vintages; the housing stock includes 3,348 units in 2–4-unit structures and 4,449 units in 5–49-unit structures; 31 LIHTC projects totaling 1,540 units; FY2027 2BR SAFMR is $2,420 versus ACS median gross rent of $1,457. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maine research

ZIP 04101 is a Census / HUD profile for Portland, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 04101 — Portland, ME HUD Section 8 Payment Standards / SAFMR·Maine ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
04004Portland, ME HUD Metro FMR Area——$1,99004013Portland, ME HUD Metro FMR Area——$2,34004015Portland, ME HUD Metro FMR Area8.1%$1,214$1,92004017Portland, ME HUD Metro FMR Area33.0%$2,115$3,14004019Portland, ME HUD Metro FMR Area18.4%—$3,25004021Portland, ME HUD Metro FMR Area6.6%—$2,99004033Portland, ME HUD Metro FMR Area——$2,34004038Portland, ME HUD Metro FMR Area17.4%$1,567$2,21004042Portland, ME HUD Metro FMR Area11.7%$1,142$1,92004050Portland, ME HUD Metro FMR Area13.5%$2,167$3,44004062Portland, ME HUD Metro FMR Area14.9%$1,189$1,96004063Portland, ME HUD Metro FMR Area32.6%$558$1,950

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 04101?

ZIP 04101 (Portland, ME HUD Metro FMR Area) has 18,128 residents, 10,323 households, a renter share of 77.4%, median household income of $60,726, and ACS 2023 median gross rent of $1,457. Vacancy is 10.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 04101?

ACS counts 726 units in 2-unit buildings, 2,622 in 3–4 unit buildings, 2,077 in 5–9, 1,129 in 10–19, and 1,243 in 20–49. Combined 2–49 unit stock is 7,797 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 04101?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,420. See the full schedule and 90–110% payment-standard band on the ZIP 04101 — Portland, ME HUD Section 8 Payment Standards / SAFMR.

Does this Maine ZIP profile include Georgia listings?

No. ZIP 04101 is Census / HUD research for Portland, ME HUD Metro FMR Area. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.