Housing market/Maine/ZIP 04102
ZIP 04102 Portland, Maine
Portland, ME HUD Metro FMR Area · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 04102 · ME — sent to you.
ZIP 04102 · ME
ACS rent vs 2BR SAFMR
ZIP 04102 — Portland, ME HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 04102
- 1-unit detached3,48940.4%
- 1-unit attached3644.2%
- 2–4 units2,43528.2%
- 5–49 units1,97522.9%
- 50+ units3644.2%
2–4 unit share 28.2% · 5–49 unit share 22.9% · combined 2–49 51.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,435 (all bedrooms, occupied rentals).
- Median contract rent $1,342.
- Renters paying ≥30% of income 40.2%; ≥50% 20.9%.
- FY2027 2BR SAFMR $2,340 (1.631× ACS median gross rent).
Population
17,642 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +0.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 11 projects, 455 units.
- HUD project-based assisted MF: 2 properties, 143 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 761 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 04102 49.7% of occupied households are renters; vacancy is 5.7%; ACS median gross rent is $1,435; population increased +0.9% between the 2018 and 2023 ACS vintages; the housing stock includes 2,435 units in 2–4-unit structures and 1,975 units in 5–49-unit structures; 11 LIHTC projects totaling 455 units; FY2027 2BR SAFMR is $2,340 versus ACS median gross rent of $1,435. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Maine research
ZIP 04102 is a Census / HUD profile for Portland, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 04102 — Portland, ME HUD Section 8 Payment Standards / SAFMR·Maine ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 04102?
ZIP 04102 (Portland, ME HUD Metro FMR Area) has 17,642 residents, 8,139 households, a renter share of 49.7%, median household income of $79,631, and ACS 2023 median gross rent of $1,435. Vacancy is 5.7%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 04102?
ACS counts 863 units in 2-unit buildings, 1,572 in 3–4 unit buildings, 957 in 5–9, 486 in 10–19, and 532 in 20–49. Combined 2–49 unit stock is 4,410 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 04102?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,340. See the full schedule and 90–110% payment-standard band on the ZIP 04102 — Portland, ME HUD Section 8 Payment Standards / SAFMR.
Does this Maine ZIP profile include Georgia listings?
No. ZIP 04102 is Census / HUD research for Portland, ME HUD Metro FMR Area. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.