Housing market/North Carolina/ZIP 28262

ACS 2023 · FY2027 SAFMR

ZIP 28262 Charlotte, North Carolina

Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area · North Carolina. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
45,884
Households
21,027
Median HH income
$66,757
Renter share
69.7%
Median gross rent
$1,481
Vacancy
10.3%
Pop. change
+6.6%
2BR SAFMR
$2,060
SAFMR / rent
1.391×
2–49 unit stock
13,174
LIHTC proj / units
5 / 521
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 28262 · NC — sent to you.

ZIP 28262 · NC

ACS median rent$1,481
2BR SAFMR$2,060
90% floor$1,854
110% ceiling$2,266

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 28262

  • 1-unit detached7,17230.6%
  • 1-unit attached1,1354.8%
  • 2–4 units4171.8%
  • 5–49 units12,75754.4%
  • 50+ units1,6937.2%
  • Mobile2751.2%
TypeUnitsShare
1-unit detached7,17230.6%
1-unit attached1,1354.8%
2 units (duplex)1300.6%
3–4 units2871.2%
5–9 units1,5556.6%
10–19 units7,72933.0%
20–49 units3,47314.8%
50+ units1,6937.2%
Mobile2751.2%

2–4 unit share 1.8% · 5–49 unit share 54.4% · combined 2–49 56.2%.

Units by bedrooms

Studio
1,332
1BR
4,613
2BR
7,644
3BR
5,399
4BR
3,196
5+
1,265

Rent burden

Rent ≥30% of income44.9%
Rent ≥50% of income19.0%
  • ACS median gross rent $1,481 (all bedrooms, occupied rentals).
  • Median contract rent $1,341.
  • Renters paying ≥30% of income 44.9%; ≥50% 19.0%.
  • FY2027 2BR SAFMR $2,060 (1.391× ACS median gross rent).

Population

45,884 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +6.6%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 5 projects, 521 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 3,657 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 28262 69.7% of occupied households are renters; vacancy is 10.3%; ACS median gross rent is $1,481; population increased +6.6% between the 2018 and 2023 ACS vintages; the housing stock includes 417 units in 2–4-unit structures and 12,757 units in 5–49-unit structures; 5 LIHTC projects totaling 521 units; FY2027 2BR SAFMR is $2,060 versus ACS median gross rent of $1,481. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

North Carolina research

ZIP 28262 is a Census / HUD profile for Charlotte-Concord-Gastonia, NC-SC, NC. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is North Carolina research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 28262?

ZIP 28262 (Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area) has 45,884 residents, 21,027 households, a renter share of 69.7%, median household income of $66,757, and ACS 2023 median gross rent of $1,481. Vacancy is 10.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 28262?

ACS counts 130 units in 2-unit buildings, 287 in 3–4 unit buildings, 1,555 in 5–9, 7,729 in 10–19, and 3,473 in 20–49. Combined 2–49 unit stock is 13,174 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 28262?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,060. See the full schedule and 90–110% payment-standard band on the ZIP 28262 — Charlotte, NC HUD Section 8 Payment Standards / SAFMR.

Does this North Carolina ZIP profile include Georgia listings?

No. ZIP 28262 is Census / HUD research for Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area. Jeff Crowe CRE does not list North Carolina property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.