Housing market/Florida/ZIP 32428
ZIP 32428 Chipley, Jackson County, Florida
Jackson County, FL · Florida. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 32428 · FL — sent to you.
ZIP 32428 · FL
ACS rent vs 2BR SAFMR
ZIP 32428 — Chipley, FL HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 32428
- 1-unit detached4,73163.4%
- 1-unit attached971.3%
- 2–4 units2323.1%
- 5–49 units841.1%
- 50+ units480.6%
- Mobile2,26830.4%
2–4 unit share 3.1% · 5–49 unit share 1.1% · combined 2–49 4.2%.
Units by bedrooms
Rent burden
- ACS median gross rent $896 (all bedrooms, occupied rentals).
- Median contract rent $688.
- Renters paying ≥30% of income 52.6%; ≥50% 21.0%.
- FY2027 2BR SAFMR $1,520 (1.696× ACS median gross rent).
Population
18,015 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +4.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 33 units.
- HUD project-based assisted MF: 1 properties, 14 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 32428 18.9% of occupied households are renters; vacancy is 14.6%; ACS median gross rent is $896; population increased +4.9% between the 2018 and 2023 ACS vintages; the housing stock includes 232 units in 2–4-unit structures and 84 units in 5–49-unit structures; 1 LIHTC projects totaling 33 units; FY2027 2BR SAFMR is $1,520 versus ACS median gross rent of $896. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Florida research
ZIP 32428 is a Census / HUD profile for Jackson County, FL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 32428 — Chipley, FL HUD Section 8 Payment Standards / SAFMR·Florida ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Florida research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 32428?
ZIP 32428 (Jackson County, FL) has 18,015 residents, 6,382 households, a renter share of 18.9%, median household income of $52,234, and ACS 2023 median gross rent of $896. Vacancy is 14.6%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 32428?
ACS counts 105 units in 2-unit buildings, 127 in 3–4 unit buildings, 31 in 5–9, 22 in 10–19, and 31 in 20–49. Combined 2–49 unit stock is 316 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 32428?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,520. See the full schedule and 90–110% payment-standard band on the ZIP 32428 — Chipley, FL HUD Section 8 Payment Standards / SAFMR.
Does this Florida ZIP profile include Georgia listings?
No. ZIP 32428 is Census / HUD research for Jackson County, FL. Jeff Crowe CRE does not list Florida property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.