Housing market/Tennessee/ZIP 37328

ACS 2023 · FY2027 SAFMR

ZIP 37328 Elora, Lincoln County, Tennessee

Lincoln County, TN · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
1,698
Households
682
Median HH income
—
Renter share
7.5%
Median gross rent
$815
Vacancy
6.3%
Pop. change
+33.7%
2BR SAFMR
$1,040
SAFMR / rent
1.276×
2–49 unit stock
—
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 37328 · TN — sent to you.

ZIP 37328 · TN

ACS median rent$815
2BR SAFMR$1,040
90% floor$936
110% ceiling$1,144

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 37328

  • 1-unit detached57380.3%
  • 1-unit attached101.4%
  • Mobile13118.3%
TypeUnitsShare
1-unit detached57378.7%
1-unit attached101.4%
2 units (duplex)00.0%
3–4 units00.0%
5–9 units00.0%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile13118.0%

2–4 unit share 0.0% · 5–49 unit share 0.0% · combined 2–49 0.0%.

Units by bedrooms

Studio
0
1BR
0
2BR
87
3BR
597
4BR
28
5+
16

Rent burden

Rent ≥30% of income52.9%
Rent ≥50% of income33.3%
  • ACS median gross rent $815 (all bedrooms, occupied rentals).
  • Median contract rent $554.
  • Renters paying ≥30% of income 52.9%; ≥50% 33.3%.
  • FY2027 2BR SAFMR $1,040 (1.276× ACS median gross rent).

Population

1,698 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +33.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 37328 7.5% of occupied households are renters; vacancy is 6.3%; ACS median gross rent is $815; population increased +33.7% between the 2018 and 2023 ACS vintages; the housing stock includes 0 units in 2–4-unit structures and 0 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,040 versus ACS median gross rent of $815. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Tennessee research

ZIP 37328 is a Census / HUD profile for Lincoln County, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 37328?

ZIP 37328 (Lincoln County, TN) has 1,698 residents, 682 households, a renter share of 7.5%, median household income of —, and ACS 2023 median gross rent of $815. Vacancy is 6.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 37328?

ACS counts 0 units in 2-unit buildings, 0 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is — units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 37328?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,040. See the full schedule and 90–110% payment-standard band on the ZIP 37328 — Elora, TN HUD Section 8 Payment Standards / SAFMR.

Does this Tennessee ZIP profile include Georgia listings?

No. ZIP 37328 is Census / HUD research for Lincoln County, TN. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.