Housing market/Tennessee/ZIP 37411
ZIP 37411 Chattanooga, Tennessee
Chattanooga, TN-GA MSA · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 37411 · TN — sent to you.
ZIP 37411 · TN
ACS rent vs 2BR SAFMR
ZIP 37411 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 37411
- 1-unit detached6,24570.9%
- 1-unit attached2282.6%
- 2–4 units1,16113.2%
- 5–49 units1,04311.8%
- 50+ units1231.4%
- Mobile70.1%
2–4 unit share 13.2% · 5–49 unit share 11.8% · combined 2–49 25.0%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,031 (all bedrooms, occupied rentals).
- Median contract rent $837.
- Renters paying ≥30% of income 52.8%; ≥50% 21.2%.
- FY2027 2BR SAFMR $1,260 (1.222× ACS median gross rent).
Population
18,815 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +10.6%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: 7 properties, 286 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 24 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 37411 39.3% of occupied households are renters; vacancy is 8.9%; ACS median gross rent is $1,031; population increased +10.6% between the 2018 and 2023 ACS vintages; the housing stock includes 1,161 units in 2–4-unit structures and 1,043 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,260 versus ACS median gross rent of $1,031. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Tennessee research
ZIP 37411 is a Census / HUD profile for Chattanooga, TN (Brainerd). Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 37411 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR·Tennessee ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 37411?
ZIP 37411 (Chattanooga, TN-GA MSA) has 18,815 residents, 8,026 households, a renter share of 39.3%, median household income of $50,180, and ACS 2023 median gross rent of $1,031. Vacancy is 8.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 37411?
ACS counts 817 units in 2-unit buildings, 344 in 3–4 unit buildings, 542 in 5–9, 144 in 10–19, and 357 in 20–49. Combined 2–49 unit stock is 2,204 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 37411?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,260. See the full schedule and 90–110% payment-standard band on the ZIP 37411 — Chattanooga, TN HUD Section 8 Payment Standards / SAFMR.
Does this Tennessee ZIP profile include Georgia listings?
No. ZIP 37411 is Census / HUD research for Chattanooga, TN-GA MSA. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.