Housing market/Tennessee/ZIP 37769

ACS 2023 · FY2027 SAFMR

ZIP 37769 Lake City, Campbell County, Tennessee

Campbell County, TN HUD Metro FMR Area · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
5,673
Households
2,517
Median HH income
$51,691
Renter share
27.9%
Median gross rent
$700
Vacancy
11.8%
Pop. change
-1.6%
2BR SAFMR
$1,000
SAFMR / rent
1.429×
2–49 unit stock
323
LIHTC proj / units
1 / 44
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 37769 · TN — sent to you.

ZIP 37769 · TN

ACS median rent$700
2BR SAFMR$1,000
90% floor$900
110% ceiling$1,100

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 37769

  • 1-unit detached1,95868.6%
  • 1-unit attached511.8%
  • 2–4 units1836.4%
  • 5–49 units1404.9%
  • 50+ units40.1%
  • Mobile51918.2%
TypeUnitsShare
1-unit detached1,95868.6%
1-unit attached511.8%
2 units (duplex)1374.8%
3–4 units461.6%
5–9 units1304.6%
10–19 units100.4%
20–49 units00.0%
50+ units40.1%
Mobile51918.2%

2–4 unit share 6.4% · 5–49 unit share 4.9% · combined 2–49 11.3%.

Units by bedrooms

Studio
15
1BR
307
2BR
750
3BR
1,284
4BR
477
5+
22

Rent burden

Rent ≥30% of income37.0%
Rent ≥50% of income25.5%
  • ACS median gross rent $700 (all bedrooms, occupied rentals).
  • Median contract rent $494.
  • Renters paying ≥30% of income 37.0%; ≥50% 25.5%.
  • FY2027 2BR SAFMR $1,000 (1.429× ACS median gross rent).

Population

5,673 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -1.6%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 44 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 82 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 37769 27.9% of occupied households are renters; vacancy is 11.8%; ACS median gross rent is $700; population changed -1.6% between the 2018 and 2023 ACS vintages; the housing stock includes 183 units in 2–4-unit structures and 140 units in 5–49-unit structures; 1 LIHTC projects totaling 44 units; FY2027 2BR SAFMR is $1,000 versus ACS median gross rent of $700. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Tennessee research

ZIP 37769 is a Census / HUD profile for Campbell County, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 37769?

ZIP 37769 (Campbell County, TN HUD Metro FMR Area) has 5,673 residents, 2,517 households, a renter share of 27.9%, median household income of $51,691, and ACS 2023 median gross rent of $700. Vacancy is 11.8%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 37769?

ACS counts 137 units in 2-unit buildings, 46 in 3–4 unit buildings, 130 in 5–9, 10 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 323 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 37769?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,000. See the full schedule and 90–110% payment-standard band on the ZIP 37769 — Lake City, TN HUD Section 8 Payment Standards / SAFMR.

Does this Tennessee ZIP profile include Georgia listings?

No. ZIP 37769 is Census / HUD research for Campbell County, TN HUD Metro FMR Area. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.