Housing market/Tennessee/ZIP 38057

ACS 2023 · FY2027 SAFMR

ZIP 38057 Moscow, Tennessee

Memphis, TN-MS-AR HUD Metro FMR Area · Tennessee. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
3,329
Households
1,395
Median HH income
$87,023
Renter share
23.3%
Median gross rent
$887
Vacancy
17.2%
Pop. change
-13.5%
2BR SAFMR
$1,000
SAFMR / rent
1.127×
2–49 unit stock
108
LIHTC proj / units
—
HUD assisted MF
1 / 23

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 38057 · TN — sent to you.

ZIP 38057 · TN

ACS median rent$887
2BR SAFMR$1,000
90% floor$900
110% ceiling$1,100

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 38057

  • 1-unit detached1,17870.0%
  • 1-unit attached583.4%
  • 2–4 units744.4%
  • 5–49 units342.0%
  • Mobile34020.2%
TypeUnitsShare
1-unit detached1,17870.0%
1-unit attached583.4%
2 units (duplex)291.7%
3–4 units452.7%
5–9 units110.7%
10–19 units181.1%
20–49 units50.3%
50+ units00.0%
Mobile34020.2%

2–4 unit share 4.4% · 5–49 unit share 2.0% · combined 2–49 6.4%.

Units by bedrooms

Studio
36
1BR
117
2BR
222
3BR
777
4BR
461
5+
71

Rent burden

Rent ≥30% of income44.9%
Rent ≥50% of income21.2%
  • ACS median gross rent $887 (all bedrooms, occupied rentals).
  • Median contract rent $649.
  • Renters paying ≥30% of income 44.9%; ≥50% 21.2%.
  • FY2027 2BR SAFMR $1,000 (1.127× ACS median gross rent).

Population

3,329 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -13.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: 1 properties, 23 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 38057 23.3% of occupied households are renters; vacancy is 17.2%; ACS median gross rent is $887; population changed -13.5% between the 2018 and 2023 ACS vintages; the housing stock includes 74 units in 2–4-unit structures and 34 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,000 versus ACS median gross rent of $887. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Tennessee research

ZIP 38057 is a Census / HUD profile for Memphis, TN-MS-AR, TN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Tennessee research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 38057?

ZIP 38057 (Memphis, TN-MS-AR HUD Metro FMR Area) has 3,329 residents, 1,395 households, a renter share of 23.3%, median household income of $87,023, and ACS 2023 median gross rent of $887. Vacancy is 17.2%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 38057?

ACS counts 29 units in 2-unit buildings, 45 in 3–4 unit buildings, 11 in 5–9, 18 in 10–19, and 5 in 20–49. Combined 2–49 unit stock is 108 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 38057?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,000. See the full schedule and 90–110% payment-standard band on the ZIP 38057 — Moscow, TN HUD Section 8 Payment Standards / SAFMR.

Does this Tennessee ZIP profile include Georgia listings?

No. ZIP 38057 is Census / HUD research for Memphis, TN-MS-AR HUD Metro FMR Area. Jeff Crowe CRE does not list Tennessee property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.