Housing market/Mississippi/ZIP 38801
ZIP 38801 Tupelo, Pontotoc County, Mississippi
Pontotoc County, MS · Mississippi. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 38801 · MS — sent to you.
ZIP 38801 · MS
ACS rent vs 2BR SAFMR
ZIP 38801 — Tupelo, MS HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 38801
- 1-unit detached9,34868.1%
- 1-unit attached970.7%
- 2–4 units1,1558.4%
- 5–49 units9587.0%
- 50+ units1,1738.6%
- Mobile9867.2%
2–4 unit share 8.4% · 5–49 unit share 7.0% · combined 2–49 15.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $954 (all bedrooms, occupied rentals).
- Median contract rent $743.
- Renters paying ≥30% of income 46.4%; ≥50% 20.9%.
- FY2027 2BR SAFMR $1,090 (1.143× ACS median gross rent).
Population
29,817 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -0.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 13 projects, 1,334 units.
- HUD project-based assisted MF: 8 properties, 581 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 7 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 38801 39.0% of occupied households are renters; vacancy is 15.8%; ACS median gross rent is $954; population changed -0.8% between the 2018 and 2023 ACS vintages; the housing stock includes 1,155 units in 2–4-unit structures and 958 units in 5–49-unit structures; 13 LIHTC projects totaling 1,334 units; FY2027 2BR SAFMR is $1,090 versus ACS median gross rent of $954. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Mississippi research
ZIP 38801 is a Census / HUD profile for Pontotoc County, MS. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 38801 — Tupelo, MS HUD Section 8 Payment Standards / SAFMR·Mississippi ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Mississippi research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 38801?
ZIP 38801 (Pontotoc County, MS) has 29,817 residents, 11,550 households, a renter share of 39.0%, median household income of $63,447, and ACS 2023 median gross rent of $954. Vacancy is 15.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 38801?
ACS counts 674 units in 2-unit buildings, 481 in 3–4 unit buildings, 367 in 5–9, 429 in 10–19, and 162 in 20–49. Combined 2–49 unit stock is 2,113 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 38801?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,090. See the full schedule and 90–110% payment-standard band on the ZIP 38801 — Tupelo, MS HUD Section 8 Payment Standards / SAFMR.
Does this Mississippi ZIP profile include Georgia listings?
No. ZIP 38801 is Census / HUD research for Pontotoc County, MS. Jeff Crowe CRE does not list Mississippi property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.