Housing market/Kentucky/ZIP 40006

ACS 2023 · FY2027 SAFMR

ZIP 40006 Bedford, Trimble County, Kentucky

Trimble County, KY · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
4,900
Households
1,857
Median HH income
$60,244
Renter share
13.4%
Median gross rent
$695
Vacancy
10.3%
Pop. change
+1.0%
2BR SAFMR
$1,100
SAFMR / rent
1.583×
2–49 unit stock
92
LIHTC proj / units
2 / 59
HUD assisted MF
1 / 40

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 40006 · KY — sent to you.

ZIP 40006 · KY

ACS median rent$695
2BR SAFMR$1,100
90% floor$990
110% ceiling$1,210

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 40006

  • 1-unit detached1,33665.0%
  • 2–4 units281.4%
  • 5–49 units643.1%
  • 50+ units20.1%
  • Mobile62530.4%
TypeUnitsShare
1-unit detached1,33664.6%
1-unit attached00.0%
2 units (duplex)140.7%
3–4 units140.7%
5–9 units643.1%
10–19 units00.0%
20–49 units00.0%
50+ units20.1%
Mobile62530.2%

2–4 unit share 1.4% · 5–49 unit share 3.1% · combined 2–49 4.4%.

Units by bedrooms

Studio
64
1BR
56
2BR
397
3BR
1,086
4BR
345
5+
121

Rent burden

Rent ≥30% of income41.5%
Rent ≥50% of income10.5%
  • ACS median gross rent $695 (all bedrooms, occupied rentals).
  • Median contract rent $552.
  • Renters paying ≥30% of income 41.5%; ≥50% 10.5%.
  • FY2027 2BR SAFMR $1,100 (1.583× ACS median gross rent).

Population

4,900 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +1.0%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 2 projects, 59 units.
  • HUD project-based assisted MF: 1 properties, 40 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 40006 13.4% of occupied households are renters; vacancy is 10.3%; ACS median gross rent is $695; population increased +1.0% between the 2018 and 2023 ACS vintages; the housing stock includes 28 units in 2–4-unit structures and 64 units in 5–49-unit structures; 2 LIHTC projects totaling 59 units; FY2027 2BR SAFMR is $1,100 versus ACS median gross rent of $695. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Kentucky research

ZIP 40006 is a Census / HUD profile for Trimble County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 40006?

ZIP 40006 (Trimble County, KY) has 4,900 residents, 1,857 households, a renter share of 13.4%, median household income of $60,244, and ACS 2023 median gross rent of $695. Vacancy is 10.3%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 40006?

ACS counts 14 units in 2-unit buildings, 14 in 3–4 unit buildings, 64 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 92 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 40006?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,100. See the full schedule and 90–110% payment-standard band on the ZIP 40006 — Bedford, KY HUD Section 8 Payment Standards / SAFMR.

Does this Kentucky ZIP profile include Georgia listings?

No. ZIP 40006 is Census / HUD research for Trimble County, KY. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.