Housing market/Kentucky/ZIP 42045
ZIP 42045 Grand Rivers, Livingston County, Kentucky
Livingston County, KY HUD Metro FMR Area · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 42045 · KY — sent to you.
ZIP 42045 · KY
ACS rent vs 2BR SAFMR
ZIP 42045 — Grand Rivers, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 42045
- 1-unit detached81166.5%
- 1-unit attached292.4%
- 2–4 units131.1%
- 5–49 units30.2%
- Mobile36329.8%
2–4 unit share 1.1% · 5–49 unit share 0.2% · combined 2–49 1.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $878 (all bedrooms, occupied rentals).
- Median contract rent $546.
- Renters paying ≥30% of income 14.7%; ≥50% 10.8%.
- FY2027 2BR SAFMR $1,140 (1.298× ACS median gross rent).
Population
1,923 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -13.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 3 units.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
What the data shows
ZIP 42045 35.0% of occupied households are renters; vacancy is 28.2%; ACS median gross rent is $878; population changed -13.4% between the 2018 and 2023 ACS vintages; the housing stock includes 13 units in 2–4-unit structures and 3 units in 5–49-unit structures; 1 LIHTC projects totaling 3 units; FY2027 2BR SAFMR is $1,140 versus ACS median gross rent of $878. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 42045 is a Census / HUD profile for Livingston County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 42045 — Grand Rivers, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 42045?
ZIP 42045 (Livingston County, KY HUD Metro FMR Area) has 1,923 residents, 875 households, a renter share of 35.0%, median household income of $47,230, and ACS 2023 median gross rent of $878. Vacancy is 28.2%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 42045?
ACS counts 11 units in 2-unit buildings, 2 in 3–4 unit buildings, 2 in 5–9, 1 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 16 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 42045?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,140. See the full schedule and 90–110% payment-standard band on the ZIP 42045 — Grand Rivers, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 42045 is Census / HUD research for Livingston County, KY HUD Metro FMR Area. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.