Housing market/Kentucky/ZIP 42081
ZIP 42081 Smithland, Livingston County, Kentucky
Livingston County, KY HUD Metro FMR Area · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 42081 · KY — sent to you.
ZIP 42081 · KY
ACS rent vs 2BR SAFMR
ZIP 42081 — Smithland, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 42081
- 1-unit detached77776.9%
- 2–4 units40.4%
- 5–49 units181.8%
- Mobile21120.9%
2–4 unit share 0.4% · 5–49 unit share 1.8% · combined 2–49 2.2%.
Units by bedrooms
Rent burden
- ACS median gross rent $850 (all bedrooms, occupied rentals).
- Median contract rent $700.
- Renters paying ≥30% of income 18.6%; ≥50% 16.3%.
- FY2027 2BR SAFMR $1,250 (1.471× ACS median gross rent).
Population
2,325 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +36.1%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: 1 properties, 12 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
What the data shows
ZIP 42081 11.1% of occupied households are renters; vacancy is 23.4%; ACS median gross rent is $850; population increased +36.1% between the 2018 and 2023 ACS vintages; the housing stock includes 4 units in 2–4-unit structures and 18 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,250 versus ACS median gross rent of $850. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 42081 is a Census / HUD profile for Livingston County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 42081 — Smithland, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 42081?
ZIP 42081 (Livingston County, KY HUD Metro FMR Area) has 2,325 residents, 774 households, a renter share of 11.1%, median household income of $91,250, and ACS 2023 median gross rent of $850. Vacancy is 23.4%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 42081?
ACS counts 0 units in 2-unit buildings, 4 in 3–4 unit buildings, 18 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 22 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 42081?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,250. See the full schedule and 90–110% payment-standard band on the ZIP 42081 — Smithland, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 42081 is Census / HUD research for Livingston County, KY HUD Metro FMR Area. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.