Housing market/Indiana/ZIP 46128

ACS 2023 · FY2027 SAFMR

ZIP 46128 Fillmore, Putnam County, Indiana

Putnam County, IN · Indiana. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
2,319
Households
971
Median HH income
$85,250
Renter share
13.6%
Median gross rent
$1,109
Vacancy
3.0%
Pop. change
+16.0%
2BR SAFMR
$1,270
SAFMR / rent
1.145×
2–49 unit stock
49
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 46128 · IN — sent to you.

ZIP 46128 · IN

ACS median rent$1,109
2BR SAFMR$1,270
90% floor$1,143
110% ceiling$1,397

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 46128

  • 1-unit detached88588.4%
  • 1-unit attached90.9%
  • 2–4 units494.9%
  • Mobile585.8%
TypeUnitsShare
1-unit detached88588.4%
1-unit attached90.9%
2 units (duplex)424.2%
3–4 units70.7%
5–9 units00.0%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile585.8%

2–4 unit share 4.9% · 5–49 unit share 0.0% · combined 2–49 4.9%.

Units by bedrooms

Studio
0
1BR
9
2BR
239
3BR
435
4BR
275
5+
43

Rent burden

Rent ≥30% of income10.6%
Rent ≥50% of income1.5%
  • ACS median gross rent $1,109 (all bedrooms, occupied rentals).
  • Median contract rent $653.
  • Renters paying ≥30% of income 10.6%; ≥50% 1.5%.
  • FY2027 2BR SAFMR $1,270 (1.145× ACS median gross rent).

Population

2,319 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +16.0%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 46128 13.6% of occupied households are renters; vacancy is 3.0%; ACS median gross rent is $1,109; population increased +16.0% between the 2018 and 2023 ACS vintages; the housing stock includes 49 units in 2–4-unit structures and 0 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,270 versus ACS median gross rent of $1,109. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Indiana research

ZIP 46128 is a Census / HUD profile for Putnam County, IN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Indiana research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 46128?

ZIP 46128 (Putnam County, IN) has 2,319 residents, 971 households, a renter share of 13.6%, median household income of $85,250, and ACS 2023 median gross rent of $1,109. Vacancy is 3.0%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 46128?

ACS counts 42 units in 2-unit buildings, 7 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 49 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 46128?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,270. See the full schedule and 90–110% payment-standard band on the ZIP 46128 — Fillmore, IN HUD Section 8 Payment Standards / SAFMR.

Does this Indiana ZIP profile include Georgia listings?

No. ZIP 46128 is Census / HUD research for Putnam County, IN. Jeff Crowe CRE does not list Indiana property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.