Housing market/Indiana/ZIP 46714

ACS 2023 · FY2027 SAFMR

ZIP 46714 Bluffton, Adams County, Indiana

Adams County, IN · Indiana. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
15,257
Households
6,144
Median HH income
$63,468
Renter share
29.0%
Median gross rent
$817
Vacancy
6.6%
Pop. change
+2.7%
2BR SAFMR
$1,050
SAFMR / rent
1.285×
2–49 unit stock
889
LIHTC proj / units
3 / 127
HUD assisted MF
3 / 143

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 46714 · IN — sent to you.

ZIP 46714 · IN

ACS median rent$817
2BR SAFMR$1,050
90% floor$945
110% ceiling$1,155

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 46714

  • 1-unit detached4,77472.8%
  • 1-unit attached2013.1%
  • 2–4 units4677.1%
  • 5–49 units4226.4%
  • 50+ units1892.9%
  • Mobile5047.7%
TypeUnitsShare
1-unit detached4,77472.5%
1-unit attached2013.1%
2 units (duplex)1712.6%
3–4 units2964.5%
5–9 units3204.9%
10–19 units500.8%
20–49 units520.8%
50+ units1892.9%
Mobile5047.7%

2–4 unit share 7.1% · 5–49 unit share 6.4% · combined 2–49 13.5%.

Units by bedrooms

Studio
95
1BR
657
2BR
1,451
3BR
3,074
4BR
985
5+
319

Rent burden

Rent ≥30% of income37.0%
Rent ≥50% of income15.5%
  • ACS median gross rent $817 (all bedrooms, occupied rentals).
  • Median contract rent $606.
  • Renters paying ≥30% of income 37.0%; ≥50% 15.5%.
  • FY2027 2BR SAFMR $1,050 (1.285× ACS median gross rent).

Population

15,257 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +2.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 3 projects, 127 units.
  • HUD project-based assisted MF: 3 properties, 143 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 45 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 46714 29.0% of occupied households are renters; vacancy is 6.6%; ACS median gross rent is $817; population increased +2.7% between the 2018 and 2023 ACS vintages; the housing stock includes 467 units in 2–4-unit structures and 422 units in 5–49-unit structures; 3 LIHTC projects totaling 127 units; FY2027 2BR SAFMR is $1,050 versus ACS median gross rent of $817. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Indiana research

ZIP 46714 is a Census / HUD profile for Adams County, IN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Indiana research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 46714?

ZIP 46714 (Adams County, IN) has 15,257 residents, 6,144 households, a renter share of 29.0%, median household income of $63,468, and ACS 2023 median gross rent of $817. Vacancy is 6.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 46714?

ACS counts 171 units in 2-unit buildings, 296 in 3–4 unit buildings, 320 in 5–9, 50 in 10–19, and 52 in 20–49. Combined 2–49 unit stock is 889 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 46714?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,050. See the full schedule and 90–110% payment-standard band on the ZIP 46714 — Bluffton, IN HUD Section 8 Payment Standards / SAFMR.

Does this Indiana ZIP profile include Georgia listings?

No. ZIP 46714 is Census / HUD research for Adams County, IN. Jeff Crowe CRE does not list Indiana property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.