Housing market/Minnesota/ZIP 56301
ZIP 56301 Saint Cloud, Minnesota
St. Cloud, MN MSA · Minnesota. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 56301 · MN — sent to you.
ZIP 56301 · MN
ACS rent vs 2BR SAFMR
ZIP 56301 — Saint Cloud, MN HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 56301
- 1-unit detached7,06652.3%
- 1-unit attached4373.2%
- 2–4 units8546.3%
- 5–49 units3,42425.3%
- 50+ units1,46810.9%
- Mobile2621.9%
2–4 unit share 6.3% · 5–49 unit share 25.3% · combined 2–49 31.7%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,103 (all bedrooms, occupied rentals).
- Median contract rent $984.
- Renters paying ≥30% of income 45.3%; ≥50% 27.0%.
- FY2027 2BR SAFMR $1,350 (1.224× ACS median gross rent).
Population
34,883 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -0.5%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 14 projects, 506 units.
- HUD project-based assisted MF: 6 properties, 314 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 253 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 56301 49.4% of occupied households are renters; vacancy is 6.8%; ACS median gross rent is $1,103; population changed -0.5% between the 2018 and 2023 ACS vintages; the housing stock includes 854 units in 2–4-unit structures and 3,424 units in 5–49-unit structures; 14 LIHTC projects totaling 506 units; FY2027 2BR SAFMR is $1,350 versus ACS median gross rent of $1,103. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Minnesota research
ZIP 56301 is a Census / HUD profile for St. Cloud, MN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 56301 — Saint Cloud, MN HUD Section 8 Payment Standards / SAFMR·Minnesota ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Minnesota research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 56301?
ZIP 56301 (St. Cloud, MN MSA) has 34,883 residents, 12,597 households, a renter share of 49.4%, median household income of $69,725, and ACS 2023 median gross rent of $1,103. Vacancy is 6.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 56301?
ACS counts 189 units in 2-unit buildings, 665 in 3–4 unit buildings, 307 in 5–9, 1,607 in 10–19, and 1,510 in 20–49. Combined 2–49 unit stock is 4,278 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 56301?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,350. See the full schedule and 90–110% payment-standard band on the ZIP 56301 — Saint Cloud, MN HUD Section 8 Payment Standards / SAFMR.
Does this Minnesota ZIP profile include Georgia listings?
No. ZIP 56301 is Census / HUD research for St. Cloud, MN MSA. Jeff Crowe CRE does not list Minnesota property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.