Housing market/Minnesota/ZIP 56401
ZIP 56401 Brainerd, Crow Wing County, Minnesota
Crow Wing County, MN · Minnesota. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 56401 · MN — sent to you.
ZIP 56401 · MN
ACS rent vs 2BR SAFMR
ZIP 56401 — Brainerd, MN HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 56401
- 1-unit detached12,27076.5%
- 1-unit attached5343.3%
- 2–4 units5963.7%
- 5–49 units1,4088.8%
- 50+ units2831.8%
- Mobile9445.9%
2–4 unit share 3.7% · 5–49 unit share 8.8% · combined 2–49 12.5%.
Units by bedrooms
Rent burden
- ACS median gross rent $918 (all bedrooms, occupied rentals).
- Median contract rent $809.
- Renters paying ≥30% of income 38.1%; ≥50% 15.1%.
- FY2027 2BR SAFMR $1,100 (1.198× ACS median gross rent).
Population
31,749 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +7.3%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 8 projects, 195 units.
- HUD project-based assisted MF: 4 properties, 162 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 155 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 56401 26.0% of occupied households are renters; vacancy is 19.0%; ACS median gross rent is $918; population increased +7.3% between the 2018 and 2023 ACS vintages; the housing stock includes 596 units in 2–4-unit structures and 1,408 units in 5–49-unit structures; 8 LIHTC projects totaling 195 units; FY2027 2BR SAFMR is $1,100 versus ACS median gross rent of $918. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Minnesota research
ZIP 56401 is a Census / HUD profile for Crow Wing County, MN. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 56401 — Brainerd, MN HUD Section 8 Payment Standards / SAFMR·Minnesota ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Minnesota research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 56401?
ZIP 56401 (Crow Wing County, MN) has 31,749 residents, 12,990 households, a renter share of 26.0%, median household income of $70,269, and ACS 2023 median gross rent of $918. Vacancy is 19.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 56401?
ACS counts 271 units in 2-unit buildings, 325 in 3–4 unit buildings, 357 in 5–9, 607 in 10–19, and 444 in 20–49. Combined 2–49 unit stock is 2,004 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 56401?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,100. See the full schedule and 90–110% payment-standard band on the ZIP 56401 — Brainerd, MN HUD Section 8 Payment Standards / SAFMR.
Does this Minnesota ZIP profile include Georgia listings?
No. ZIP 56401 is Census / HUD research for Crow Wing County, MN. Jeff Crowe CRE does not list Minnesota property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.