Housing market/Missouri/ZIP 63645
ZIP 63645 Fredericktown, St. Francois County, Missouri
St. Francois County, MO · Missouri. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 63645 · MO — sent to you.
ZIP 63645 · MO
ACS rent vs 2BR SAFMR
ZIP 63645 — Fredericktown, MO HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 63645
- 1-unit detached3,87074.5%
- 1-unit attached1122.2%
- 2–4 units2895.6%
- 5–49 units2174.2%
- 50+ units370.7%
- Mobile67312.9%
2–4 unit share 5.6% · 5–49 unit share 4.2% · combined 2–49 9.7%.
Units by bedrooms
Rent burden
- ACS median gross rent $822 (all bedrooms, occupied rentals).
- Median contract rent $493.
- Renters paying ≥30% of income 37.9%; ≥50% 13.4%.
- FY2027 2BR SAFMR $1,060 (1.290× ACS median gross rent).
Population
11,514 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +0.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 3 projects, 100 units.
- HUD project-based assisted MF: 2 properties, 31 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 63645 25.2% of occupied households are renters; vacancy is 19.9%; ACS median gross rent is $822; population increased +0.4% between the 2018 and 2023 ACS vintages; the housing stock includes 289 units in 2–4-unit structures and 217 units in 5–49-unit structures; 3 LIHTC projects totaling 100 units; FY2027 2BR SAFMR is $1,060 versus ACS median gross rent of $822. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Missouri research
ZIP 63645 is a Census / HUD profile for St. Francois County, MO. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 63645 — Fredericktown, MO HUD Section 8 Payment Standards / SAFMR·Missouri ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Missouri research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 63645?
ZIP 63645 (St. Francois County, MO) has 11,514 residents, 4,168 households, a renter share of 25.2%, median household income of $57,862, and ACS 2023 median gross rent of $822. Vacancy is 19.9%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 63645?
ACS counts 108 units in 2-unit buildings, 181 in 3–4 unit buildings, 164 in 5–9, 49 in 10–19, and 4 in 20–49. Combined 2–49 unit stock is 506 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 63645?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,060. See the full schedule and 90–110% payment-standard band on the ZIP 63645 — Fredericktown, MO HUD Section 8 Payment Standards / SAFMR.
Does this Missouri ZIP profile include Georgia listings?
No. ZIP 63645 is Census / HUD research for St. Francois County, MO. Jeff Crowe CRE does not list Missouri property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.