Housing market/Oklahoma/ZIP 74354
ZIP 74354 Miami, Ottawa County, Oklahoma
Ottawa County, OK · Oklahoma. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 74354 · OK — sent to you.
ZIP 74354 · OK
ACS rent vs 2BR SAFMR
ZIP 74354 — Miami, OK HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 74354
- 1-unit detached6,08481.2%
- 1-unit attached1381.8%
- 2–4 units2743.7%
- 5–49 units2563.4%
- 50+ units3694.9%
- Mobile3745.0%
2–4 unit share 3.7% · 5–49 unit share 3.4% · combined 2–49 7.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $802 (all bedrooms, occupied rentals).
- Median contract rent $578.
- Renters paying ≥30% of income 38.3%; ≥50% 17.1%.
- FY2027 2BR SAFMR $990 (1.234× ACS median gross rent).
Population
16,972 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -5.3%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 3 projects, 90 units.
- HUD project-based assisted MF: 2 properties, 104 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 74354 37.2% of occupied households are renters; vacancy is 12.8%; ACS median gross rent is $802; population changed -5.3% between the 2018 and 2023 ACS vintages; the housing stock includes 274 units in 2–4-unit structures and 256 units in 5–49-unit structures; 3 LIHTC projects totaling 90 units; FY2027 2BR SAFMR is $990 versus ACS median gross rent of $802. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Oklahoma research
ZIP 74354 is a Census / HUD profile for Ottawa County, OK. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 74354 — Miami, OK HUD Section 8 Payment Standards / SAFMR·Oklahoma ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Oklahoma research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 74354?
ZIP 74354 (Ottawa County, OK) has 16,972 residents, 6,542 households, a renter share of 37.2%, median household income of $49,668, and ACS 2023 median gross rent of $802. Vacancy is 12.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 74354?
ACS counts 150 units in 2-unit buildings, 124 in 3–4 unit buildings, 79 in 5–9, 67 in 10–19, and 110 in 20–49. Combined 2–49 unit stock is 530 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 74354?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $990. See the full schedule and 90–110% payment-standard band on the ZIP 74354 — Miami, OK HUD Section 8 Payment Standards / SAFMR.
Does this Oklahoma ZIP profile include Georgia listings?
No. ZIP 74354 is Census / HUD research for Ottawa County, OK. Jeff Crowe CRE does not list Oklahoma property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.