Housing market/Colorado/ZIP 81401
ZIP 81401 Montrose County, Colorado
Montrose County, CO · Colorado. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 81401 · CO — sent to you.
ZIP 81401 · CO
ACS rent vs 2BR SAFMR
ZIP 81401 — Montrose, CO HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 81401
- 1-unit detached7,08865.8%
- 1-unit attached5004.6%
- 2–4 units8918.3%
- 5–49 units7136.6%
- 50+ units1541.4%
- Mobile1,42513.2%
2–4 unit share 8.3% · 5–49 unit share 6.6% · combined 2–49 14.9%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,090 (all bedrooms, occupied rentals).
- Median contract rent $915.
- Renters paying ≥30% of income 48.6%; ≥50% 24.4%.
- FY2027 2BR SAFMR $1,350 (1.239× ACS median gross rent).
Population
23,719 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +4.8%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 10 projects, 480 units.
- HUD project-based assisted MF: 6 properties, 283 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 60 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 81401 29.4% of occupied households are renters; vacancy is 9.0%; ACS median gross rent is $1,090; population increased +4.8% between the 2018 and 2023 ACS vintages; the housing stock includes 891 units in 2–4-unit structures and 713 units in 5–49-unit structures; 10 LIHTC projects totaling 480 units; FY2027 2BR SAFMR is $1,350 versus ACS median gross rent of $1,090. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Colorado research
ZIP 81401 is a Census / HUD profile for Montrose County, CO. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 81401 — Montrose, CO HUD Section 8 Payment Standards / SAFMR·Colorado ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Colorado research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 81401?
ZIP 81401 (Montrose County, CO) has 23,719 residents, 9,807 households, a renter share of 29.4%, median household income of $63,541, and ACS 2023 median gross rent of $1,090. Vacancy is 9.0%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 81401?
ACS counts 321 units in 2-unit buildings, 570 in 3–4 unit buildings, 388 in 5–9, 81 in 10–19, and 244 in 20–49. Combined 2–49 unit stock is 1,604 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 81401?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,350. See the full schedule and 90–110% payment-standard band on the ZIP 81401 — Montrose, CO HUD Section 8 Payment Standards / SAFMR.
Does this Colorado ZIP profile include Georgia listings?
No. ZIP 81401 is Census / HUD research for Montrose County, CO. Jeff Crowe CRE does not list Colorado property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.