Housing market/California/ZIP 92404
ZIP 92404 San Bernardino, California
Riverside-San Bernardino-Ontario, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 92404 · CA — sent to you.
ZIP 92404 · CA
ACS rent vs 2BR SAFMR
ZIP 92404 — San Bernardino, CA HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 92404
- 1-unit detached11,70560.5%
- 1-unit attached8264.3%
- 2–4 units1,6448.5%
- 5–49 units3,01115.6%
- 50+ units1,8649.6%
- Mobile3101.6%
2–4 unit share 8.5% · 5–49 unit share 15.5% · combined 2–49 24.0%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,386 (all bedrooms, occupied rentals).
- Median contract rent $1,205.
- Renters paying ≥30% of income 60.1%; ≥50% 32.8%.
- FY2027 2BR SAFMR $1,990 (1.436× ACS median gross rent).
Population
63,067 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +3.0%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 2 projects, 260 units.
- HUD project-based assisted MF: 2 properties, 190 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 2,349 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 92404 50.8% of occupied households are renters; vacancy is 3.6%; ACS median gross rent is $1,386; population increased +3.0% between the 2018 and 2023 ACS vintages; the housing stock includes 1,644 units in 2–4-unit structures and 3,011 units in 5–49-unit structures; 2 LIHTC projects totaling 260 units; FY2027 2BR SAFMR is $1,990 versus ACS median gross rent of $1,386. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
California research
ZIP 92404 is a Census / HUD profile for Riverside-San Bernardino-Ontario, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 92404 — San Bernardino, CA HUD Section 8 Payment Standards / SAFMR·California ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 92404?
ZIP 92404 (Riverside-San Bernardino-Ontario, CA MSA) has 63,067 residents, 18,702 households, a renter share of 50.8%, median household income of $66,173, and ACS 2023 median gross rent of $1,386. Vacancy is 3.6%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 92404?
ACS counts 497 units in 2-unit buildings, 1,147 in 3–4 unit buildings, 973 in 5–9, 957 in 10–19, and 1,081 in 20–49. Combined 2–49 unit stock is 4,655 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 92404?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,990. See the full schedule and 90–110% payment-standard band on the ZIP 92404 — San Bernardino, CA HUD Section 8 Payment Standards / SAFMR.
Does this California ZIP profile include Georgia listings?
No. ZIP 92404 is Census / HUD research for Riverside-San Bernardino-Ontario, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.