Housing market/California/ZIP 95203

ACS 2023 · FY2027 SAFMR

ZIP 95203 Stockton, California

Stockton-Lodi, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
16,628
Households
5,395
Median HH income
$64,710
Renter share
59.2%
Median gross rent
$1,248
Vacancy
7.9%
Pop. change
+5.4%
2BR SAFMR
$1,520
SAFMR / rent
1.218×
2–49 unit stock
1,777
LIHTC proj / units
8 / 383
HUD assisted MF
1 / 65

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 95203 · CA — sent to you.

ZIP 95203 · CA

ACS median rent$1,248
2BR SAFMR$1,520
90% floor$1,368
110% ceiling$1,672

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 95203

  • 1-unit detached3,57261.0%
  • 1-unit attached3125.3%
  • 2–4 units75012.8%
  • 5–49 units1,02717.5%
  • 50+ units1863.2%
  • Mobile110.2%
TypeUnitsShare
1-unit detached3,57261.0%
1-unit attached3125.3%
2 units (duplex)1462.5%
3–4 units60410.3%
5–9 units3646.2%
10–19 units3746.4%
20–49 units2894.9%
50+ units1863.2%
Mobile110.2%

2–4 unit share 12.8% · 5–49 unit share 17.5% · combined 2–49 30.3%.

Units by bedrooms

Studio
272
1BR
870
2BR
2,415
3BR
1,714
4BR
451
5+
136

Rent burden

Rent ≥30% of income52.7%
Rent ≥50% of income26.6%
  • ACS median gross rent $1,248 (all bedrooms, occupied rentals).
  • Median contract rent $1,033.
  • Renters paying ≥30% of income 52.7%; ≥50% 26.6%.
  • FY2027 2BR SAFMR $1,520 (1.218× ACS median gross rent).

Population

16,628 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +5.4%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 8 projects, 383 units.
  • HUD project-based assisted MF: 1 properties, 65 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 95203 59.2% of occupied households are renters; vacancy is 7.9%; ACS median gross rent is $1,248; population increased +5.4% between the 2018 and 2023 ACS vintages; the housing stock includes 750 units in 2–4-unit structures and 1,027 units in 5–49-unit structures; 8 LIHTC projects totaling 383 units; FY2027 2BR SAFMR is $1,520 versus ACS median gross rent of $1,248. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

California research

ZIP 95203 is a Census / HUD profile for Stockton-Lodi, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 95203?

ZIP 95203 (Stockton-Lodi, CA MSA) has 16,628 residents, 5,395 households, a renter share of 59.2%, median household income of $64,710, and ACS 2023 median gross rent of $1,248. Vacancy is 7.9%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 95203?

ACS counts 146 units in 2-unit buildings, 604 in 3–4 unit buildings, 364 in 5–9, 374 in 10–19, and 289 in 20–49. Combined 2–49 unit stock is 1,777 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 95203?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,520. See the full schedule and 90–110% payment-standard band on the ZIP 95203 — Stockton, CA HUD Section 8 Payment Standards / SAFMR.

Does this California ZIP profile include Georgia listings?

No. ZIP 95203 is Census / HUD research for Stockton-Lodi, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.