Housing market/California/ZIP 95207

ACS 2023 · FY2027 SAFMR

ZIP 95207 Stockton, California

Stockton-Lodi, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
52,441
Households
18,952
Median HH income
$68,767
Renter share
58.9%
Median gross rent
$1,549
Vacancy
6.6%
Pop. change
+1.1%
2BR SAFMR
$2,030
SAFMR / rent
1.311×
2–49 unit stock
6,434
LIHTC proj / units
7 / 437
HUD assisted MF
1 / 84

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 95207 · CA — sent to you.

ZIP 95207 · CA

ACS median rent$1,549
2BR SAFMR$2,030
90% floor$1,827
110% ceiling$2,233

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 95207

  • 1-unit detached9,58847.2%
  • 1-unit attached2,20010.8%
  • 2–4 units2,63913.0%
  • 5–49 units3,79518.7%
  • 50+ units2,07210.2%
  • Mobile40.0%
TypeUnitsShare
1-unit detached9,58847.2%
1-unit attached2,20010.8%
2 units (duplex)4752.3%
3–4 units2,16410.7%
5–9 units1,4267.0%
10–19 units1,0995.4%
20–49 units1,2706.3%
50+ units2,07210.2%
Mobile40.0%

2–4 unit share 13.0% · 5–49 unit share 18.7% · combined 2–49 31.7%.

Units by bedrooms

Studio
809
1BR
2,372
2BR
7,574
3BR
7,175
4BR
1,996
5+
374

Rent burden

Rent ≥30% of income57.1%
Rent ≥50% of income30.1%
  • ACS median gross rent $1,549 (all bedrooms, occupied rentals).
  • Median contract rent $1,307.
  • Renters paying ≥30% of income 57.1%; ≥50% 30.1%.
  • FY2027 2BR SAFMR $2,030 (1.311× ACS median gross rent).

Population

52,441 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +1.1%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 7 projects, 437 units.
  • HUD project-based assisted MF: 1 properties, 84 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 95207 58.9% of occupied households are renters; vacancy is 6.6%; ACS median gross rent is $1,549; population increased +1.1% between the 2018 and 2023 ACS vintages; the housing stock includes 2,639 units in 2–4-unit structures and 3,795 units in 5–49-unit structures; 7 LIHTC projects totaling 437 units; FY2027 2BR SAFMR is $2,030 versus ACS median gross rent of $1,549. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

California research

ZIP 95207 is a Census / HUD profile for Stockton-Lodi, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 95207?

ZIP 95207 (Stockton-Lodi, CA MSA) has 52,441 residents, 18,952 households, a renter share of 58.9%, median household income of $68,767, and ACS 2023 median gross rent of $1,549. Vacancy is 6.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 95207?

ACS counts 475 units in 2-unit buildings, 2,164 in 3–4 unit buildings, 1,426 in 5–9, 1,099 in 10–19, and 1,270 in 20–49. Combined 2–49 unit stock is 6,434 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 95207?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,030. See the full schedule and 90–110% payment-standard band on the ZIP 95207 — Stockton, CA HUD Section 8 Payment Standards / SAFMR.

Does this California ZIP profile include Georgia listings?

No. ZIP 95207 is Census / HUD research for Stockton-Lodi, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.