ACS 2023 · HUD FY2027 · 2 ZCTAs with ACS
Duluth 3–4 unit stock & renter economics
Duluth triplex and quadplex pages share ACS 3–4 unit structure stock. Census does not split three-unit from four-unit buildings. Live FMLS on this page is the type filter; the stock number is the combined 3–4 bucket.
2 ZCTAs · 2 with ACS. Medians across ACS ZIPs; totals for stock. Not a listing feed.
- Population
- 116,684
- Households
- 44,846
- Housing units
- 46,777
- 3–4 unit stock
- 974
- 3–4 unit share
- 2.1%
- Median renter share
- 42.5%
- ACS median rent
- $1,809
- Contract rent
- $1,634
- 2BR SAFMR
- $2,055
- 3BR SAFMR
- $2,450
- SAFMR / ACS rent
- 1.14×
- Vacancy (ACS)
- 4.3%
- Pop Δ 2018–2023
- +0.9%
- Median HH income
- $101,471
- Rent burden ≥30%
- 52.5%
- Rent burden ≥50%
- 25.5%
Census ACS “3 or 4 units” is one bucket. This page’s live list is triplexes only. Use the sibling type page for the other size.
Georgia ZIP housing directory·All Georgia ZCTAs·SAFMR directory·Voucher Spread™
ZCTA ≈ USPS ZIP. ACS 5-year 2023 lags construction. Units-in-structure is Census standing stock (2-unit vs 3–4 vs 5–49 vs 50+), not the live FMLS card. SAFMR is a bedroom-specific HUD voucher benchmark, not asking rent. LIHTC / assisted-MF are inventory of record and belong on apartment pages. 5+ permits are county BPS 2025 allocated by ZCTA housing-unit share. Brokerage is Georgia-only.
Triplexes for Sale in Duluth
Triplex inventory is thinner than duplexes in most Georgia cities. One or two live listings can be the whole market. Widen to the county or statewide triplex page when you need a real sample. Duluth is established north Gwinnett, strong demand, scarce multifamily. Jeff Crowe CRE (Georgia license 355533, Century 21 The Avenues in Calhoun) represents buyers and sellers of this inventory.
View all triplexes for sale in GeorgiaGeorgia multifamily market report →
All Duluth multifamilyView all triplexes for sale in GeorgiaGeorgia market report
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Run the numbers on Duluth triplexes
Two to four unit buildings usually live or die on cash flow and the loan. Start with the multifamily investment calculator, check the Georgia listings that meet the 1% rule, then confirm the cap with the cap rate calculator.
Know the terms first:DSCR loans for apartment buildingscash-on-cash return guideNOI for apartment buildingsGRM for apartment buildingshow to read a rent rollwhat cap rate Atlanta apartments list atmultifamily financing options
- DSCR · Cash-on-cash · Cash flowDSCR and cash-on-cash calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
- 1% rule · Rent to price1 percent rule propertiesLive Georgia multifamily listings where monthly rent clears 1% of the ask.
- Cap rate · NOIcapitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- Debt service · Balloon · Commercial mortgagemultifamily mortgage calculatorMonthly payment, annual debt service, and the balloon on a commercial loan.
- GRM · Price per unit · Income approachmultifamily property value calculatorIncome-approach value, price per door, and GRM with a cap rate sensitivity.
- 1031 exchange · Boot1031 exchange calculatorDeferred gain, cash and mortgage boot, minimum replacement price, 45 and 180 day clock.
- SAFMR · Voucher rentSection 8 rent vs market rentWhere HUD voucher rents beat market rent, by Georgia ZIP.
Screening estimates only. Confirm rents, expenses and loan terms with a T-12, rent roll and lender quote.
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Duplex, triplex, fourplex, and apartment listings in Duluth from live FMLS. Tell us what you are after and we will email you when new matching listings hit FMLS.
- New matching FMLS listings by email
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- Starts with Duluth; change types, markets or frequency any time
Frequently Asked Questions: Duluth Triplexes
Can I buy a triplex in Duluth with an FHA or VA loan?
Yes, if you will live in one of the units. FHA and VA both finance owner-occupied properties with 2 to 4 units; FHA's minimum down payment is 3.5% with qualifying credit, and 3 and 4 unit FHA purchases must pass a self-sufficiency rent test. Conventional loans for an owner-occupied 2 to 4 unit home can also allow a low down payment. Ask a lender for current limits before you write an offer.
When do Duluth triplex owners move up to an apartment building?
Usually when they want rent, not personal income, to carry the loan. At 5 units and up the deal becomes commercial lending sized to net operating income, most lenders want that income to cover the payment about 1.25 times, and the down payment is often 20% to 30%. Compare the triplex numbers here against apartment buildings for sale in Atlanta and across Georgia before you decide.
Can I 1031 exchange a triplex in Duluth into an apartment building?
Yes, when both the property you sell and the one you buy are held for investment. You identify the replacement within 45 days, close within 180 and use a qualified intermediary. If you lived in one unit, only the rental portion counts as investment property, so ask a tax advisor how your gain splits.
Are there triplexes for sale in Duluth?
This page is the live FMLS Residential Income set for triplexes in Duluth. Counts change with the MLS feed. If inventory is thin, open the statewide Georgia triplexes collection or the county page for a larger sample.
How does Duluth compare to Georgia overall for triplexes?
Use the statewide inventory at /multifamily-for-sale/georgia/triplex for the full Georgia triplexes set, then compare $/door and published cap estimates against this city. Smaller markets often have one or two live listings; that is not a full comp set.
Do triplexes in Duluth still qualify for residential financing?
Most 2 to 4 unit triplexes can still qualify for conventional residential financing when the buyer and property meet guidelines. Always confirm with your lender. 5+ unit buildings are a different stack.
Why is the estimated cap rate missing on some Duluth listings?
Yields on this site are independent screening models, not MLS fields. A listing is left out of the cap sample when we cannot publish a number. That is not a zero cap: pull the rent roll.
Looking for triplexes in Duluth?
Send Jeff your criteria and get new matching listings plus local help screening them.
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